{"title":"Klarna","category":"payment_method","creationDate":1671034200,"content":"<div class=\"additional-info-block output-inline\">\n<div class=\"additional-info-block__body\"><p><img style=\"width: 30px;\" alt=\"\" src=\"\/user\/pages\/docs\/08.payment-methods\/42.klarna\/klarna_logo.svg?decoding=auto&amp;fetchpriority=auto\" \/>&nbsp;&nbsp;<strong>Read more<\/strong><\/p><p>Learn more about pricing and supported countries\/regions for Klarna on <a href=\"https:\/\/www.adyen.com\/payment-methods\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">adyen.com<\/a>.<\/p><\/div><\/div>\n\n<p>Klarna is a popular Buy Now Pay Later payment method available in <a href=\"#supported-countries\">22 countries\/regions<\/a>. With Klarna, the shopper can choose to:<\/p>\n<ul>\n<li><strong>Pay later<\/strong>: Pay after the goods have been delivered.<\/li>\n<li><strong>Pay over time<\/strong>: Pay in installments over time.<\/li>\n<li><strong>Pay now<\/strong>: Pay the whole amount instantly, either by online banking or direct debit.<\/li>\n<\/ul>\n<p>Before approving the payment, Klarna performs risk checks on the shopper. If successful, Klarna takes on the full fraud risk for the payment, and pays you up front.<\/p>\n<table>\n<thead>\n<tr>\n<th><\/th>\n<th>Payment type<\/th>\n<th>Payment flow<\/th>\n<th><a href=\"\/pt\/online-payments\/tokenization\">Recurring<\/a><\/th>\n<th><a href=\"\/pt\/payment-methods\/klarna\/refunds-and-cancellations\">Refunds<\/a><\/th>\n<th style=\"text-align: center;\"><a href=\"\/pt\/payment-methods\/klarna\/refunds-and-cancellations\">Partial refunds<\/a><\/th>\n<th style=\"text-align: center;\"><a href=\"\/pt\/online-payments\/capture\">Separate captures<\/a><\/th>\n<th style=\"text-align: center;\"><a href=\"\/pt\/online-payments\/capture#partial-capture\">Partial captures<\/a><\/th>\n<th style=\"text-align: center;\"><a href=\"\/pt\/risk-management\/chargeback-guidelines\/klarna-chargebacks\">Chargebacks<\/a><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Pay later<\/strong><\/td>\n<td>Buy Now Pay Later<\/td>\n<td>Redirect<\/td>\n<td>Enabled by default in SE, UK, US. For DE<br>See note<a href=\"#recurring\">\n  <sup>1<\/sup>\n<\/a><\/td>\n<td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><br>See note<a href=\"#contact\">\n  <sup>2<\/sup>\n<\/a><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><br>See note<a href=\"#cb\">\n  <sup>3<\/sup>\n<\/a><\/td>\n<\/tr>\n<tr>\n<td><strong>Pay over time<\/strong><\/td>\n<td>Buy Now Pay Later<\/td>\n<td>Redirect<\/td>\n<td>For CA, CZ, DK, ES, FI, FR, GR, IE, IT, NL, PT, RO, UK, US<br>See note<a href=\"#recurring\">\n  <sup>1<\/sup>\n<\/a><\/td>\n<td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><br>See note<a href=\"#contact\">\n  <sup>2<\/sup>\n<\/a><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><br>See note<a href=\"#cb\">\n  <sup>3<\/sup>\n<\/a><\/td>\n<\/tr>\n<tr>\n<td><strong>Pay now<\/strong><\/td>\n<td>Online banking \/ Direct debit<\/td>\n<td>Redirect<\/td>\n<td>Enabled by default in DE, SE. For AT, NL<br>See note<a href=\"#recurring\">\n  <sup>1<\/sup>\n<\/a><\/td>\n<td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><br>See note<a href=\"#contact\">\n  <sup>2<\/sup>\n<\/a><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><br>See note<a href=\"#cb\">\n  <sup>3<\/sup>\n<\/a><\/td>\n<\/tr>\n<tr>\n<td><strong>Billie (B2B)<\/strong><\/td>\n<td>Buy Now Pay Later<\/td>\n<td>Redirect<\/td>\n<td><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><a id=\"recurring\"><\/a><sup>1<\/sup>If you want to offer recurring payments, contact our <a href=\"https:\/\/ca-test.adyen.com\/ca\/ca\/contactUs\/support.shtml?form=other\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">Support Team<\/a>.<br \/>\n<a id=\"contact\"><\/a><sup>2<\/sup>To enable multiple partial captures, contact our <a href=\"https:\/\/ca-test.adyen.com\/ca\/ca\/contactUs\/support.shtml?form=other\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">Support Team<\/a>.<br \/>\n<a id=\"cb\"><\/a><sup>3<\/sup>Chargebacks can only occur if you do not follow Klarna scheme rules. For more information, see <a href=\"\/pt\/risk-management\/chargeback-guidelines\/klarna-chargebacks\">Klarna chargebacks<\/a>.<\/p>\n<h2>Authorization adjustment<\/h2>\n<p>Klarna supports authorization adjustment, allowing you to adjust the amount between the authorization and the capture. For more information, see:<\/p>\n<ul>\n<li><a href=\"\/pt\/online-payments\/adjust-authorisation\" target=\"_blank\">Pre-authorization and authorization adjustment<\/a>.<\/li>\n<li><a href=\"\/pt\/online-payments\/adjust-authorisation\/adjust-with-preauth#adjust-klarna-auth?target=_blank\">Adjust a Klarna authorization<\/a>.<\/li>\n<\/ul>\n<h2 id=\"supported-countries\">Supported countries\/regions<\/h2>\n<div class=\"sticky-table-container\">\n    \n<table>\n<thead>\n<tr>\n<th style=\"text-align: left;\">Country\/region<\/th>\n<th style=\"text-align: center;\"><code>countryCode<\/code><\/th>\n<th style=\"text-align: center;\"><code>amount.currency<\/code><\/th>\n<th style=\"text-align: center;\">Pay now<\/th>\n<th style=\"text-align: center;\">Pay later<\/th>\n<th style=\"text-align: center;\">Pay over time<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left;\">Australia<\/td>\n<td style=\"text-align: center;\">AU<\/td>\n<td style=\"text-align: center;\">AUD<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Austria<\/td>\n<td style=\"text-align: center;\">AT<\/td>\n<td style=\"text-align: center;\">EUR<\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Belgium<\/td>\n<td style=\"text-align: center;\">BE<\/td>\n<td style=\"text-align: center;\">EUR<\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Canada<\/td>\n<td style=\"text-align: center;\">CA<\/td>\n<td style=\"text-align: center;\">CAD<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Czech Republic<\/td>\n<td style=\"text-align: center;\">CZ<\/td>\n<td style=\"text-align: center;\">CZK<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Denmark<\/td>\n<td style=\"text-align: center;\">DK<\/td>\n<td style=\"text-align: center;\">DKK<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Finland<\/td>\n<td style=\"text-align: center;\">FI<\/td>\n<td style=\"text-align: center;\">EUR<\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">France<\/td>\n<td style=\"text-align: center;\">FR<\/td>\n<td style=\"text-align: center;\">EUR<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Germany<\/td>\n<td style=\"text-align: center;\">DE<\/td>\n<td style=\"text-align: center;\">EUR<\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Greece<\/td>\n<td style=\"text-align: center;\">GR<\/td>\n<td style=\"text-align: center;\">EUR<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Ireland<\/td>\n<td style=\"text-align: center;\">IE<\/td>\n<td style=\"text-align: center;\">EUR<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Italy<\/td>\n<td style=\"text-align: center;\">IT<\/td>\n<td style=\"text-align: center;\">EUR<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Norway<\/td>\n<td style=\"text-align: center;\">NO<\/td>\n<td style=\"text-align: center;\">NOK<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Poland<\/td>\n<td style=\"text-align: center;\">PL<\/td>\n<td style=\"text-align: center;\">PLN<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Portugal<\/td>\n<td style=\"text-align: center;\">PT<\/td>\n<td style=\"text-align: center;\">EUR<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Romania<\/td>\n<td style=\"text-align: center;\">RO<\/td>\n<td style=\"text-align: center;\">RON<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Spain<\/td>\n<td style=\"text-align: center;\">ES<\/td>\n<td style=\"text-align: center;\">EUR<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Sweden<\/td>\n<td style=\"text-align: center;\">SE<\/td>\n<td style=\"text-align: center;\">SEK<\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Switzerland<\/td>\n<td style=\"text-align: center;\">CH<\/td>\n<td style=\"text-align: center;\">CHF<\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">The Netherlands<\/td>\n<td style=\"text-align: center;\">NL<\/td>\n<td style=\"text-align: center;\">EUR<\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">United Kingdom<\/td>\n<td style=\"text-align: center;\">GB<\/td>\n<td style=\"text-align: center;\">GBP<\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">United States<\/td>\n<td style=\"text-align: center;\">US<\/td>\n<td style=\"text-align: center;\">USD<\/td>\n<td style=\"text-align: center;\"><img title=\"-x-\" alt=\"-x-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<td style=\"text-align: center;\"><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/div>\n\n<h2>Klarna Merchant Portal<\/h2>\n<p>When you <a href=\"\/pt\/payment-methods\/add-payment-methods\">add Klarna as a payment method<\/a> to your live account in the Customer Area, you receive an automated activation link to the dispute email address that you have provided. This email is the main login credential for the Klarna Merchant Portal. Note that you cannot change the dispute email address later.<\/p>\n<p>As an Adyen Merchant, you have access to the following features of the Klarna Merchant Portal:<\/p>\n<ul>\n<li><span translate=\"no\"><strong>Users App<\/strong><\/span>: manage users in the organization and invite new ones.<\/li>\n<li><span translate=\"no\"><strong>Orders App<\/strong><\/span>: view information about orders and edit the shipping and billing details.<\/li>\n<li><span translate=\"no\"><strong>Branding App<\/strong><\/span>: manage how brand assets are shown on the Klarna's customer touchpoints.<\/li>\n<li><span translate=\"no\"><strong>On-Site Messaging App<\/strong><\/span>: manage how Klarna payment options are communicated to your customers. For more information, see the <a href=\"https:\/\/docs.klarna.com\/on-site-messaging\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">Klarna documentation<\/a>.<\/li>\n<\/ul>\n<p>For more information on how to use the Klarna Merchant Portal, see our <a href=\"https:\/\/help.adyen.com\/knowledge\/payment-methods\/klarna\/how-should-i-use-the-klarna-merchant-portal\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">FAQ pages<\/a>.<\/p>\n<h2>Chargebacks<\/h2>\n<p>You will not be able to manage disputes using the Klarna Merchant Portal. For more information about the disputes process and guidelines, see <a href=\"\/pt\/risk-management\/chargeback-guidelines\/klarna-chargebacks\">Klarna chargebacks<\/a>.<\/p>\n<h2>How do you want to integrate?<\/h2>\n<div class=\"next-steps\" id=\"next-steps\" >\n<a href=\"\/payment-methods\/klarna\/web\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 40px;\" alt=\"This is the web icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/web\/web.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Web<\/h6><p>Use our pre-built UI solutions to add Klarna to your website.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/klarna\/ios\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the iOS icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/ios\/ios.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">iOS<\/h6><p>Use our pre-built UI solutions to add Klarna to your iOS app.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/klarna\/android\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 35px;\" alt=\"This is the Android icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/android\/android.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Android<\/h6><p>Use our pre-built UI solutions to add Klarna to your Android app.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/klarna\/api-only\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the API only icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/api-only\/checkout-api-only.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">API only<\/h6><p>Build your own UI for Klarna in your website, iOS, or Android app.<\/p><\/div><\/p><\/a><a href=\"\/unified-commerce\/pay-by-link\/create-payment-links\/api\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the Pay by Link icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/pay-by-link\/pay-by-link.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Pay by Link<\/h6><p>Add Klarna to your payment methods, and use the Pay by Link API to create payment links.<\/p><\/div><\/p><\/a><\/div>\n","url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/klarna","articleFields":{"description":"Learn how to accept Klarna payments.","feedback_component":true,"parameters":{"payment_method":"Klarna"},"last_edit_on":"23-01-2023 13:49","payment_method":{"info":{"name":"Klarna Pay later","tx_variant":["klarna"],"type":"Buy Now Pay Later","payment_flow":"Redirect","supported_integrations":{"api-only":{"supported":true},"web-drop-in":{"supported":true},"web-component":{"supported":true},"ios-drop-in":{"supported":true},"ios-component":{"supported":true},"android-drop-in":{"supported":true},"android-component":{"supported":true},"react-native-drop-in":{"supported":true,"url":"N\/A"},"react-native-component":{"supported":true,"url":"N\/A"},"flutter-drop-in":{"supported":true,"url":"N\/A"},"flutter-component":{"supported":true,"url":"N\/A"}}},"features":{"recurring":true,"refunds":true,"partial_refunds":true,"multiple_partial_refunds":true,"chargebacks":true,"separate_captures":true,"partial_captures":true,"multiple_partial_captures":true},"features_note":{"chargebacks":"Chargebacks can only occur if you do not follow Klarna scheme rules."},"countries":["AT","BE","DK","FI","DE","NL","PL","SE","CH","GB"],"processing_currencies":["CHF","DKK","EUR","GBP","NOK","PLN","SEK"],"processing_settlement":["CHF","DKK","EUR","GBP","NOK","PLN","SEK"]},"display_in_overview":true,"page_id":"2687ec1a-bb03-4051-b91b-def545753f99"},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/klarna","title":"Klarna","content":"\n&nbsp;&nbsp;Read moreLearn more about pricing and supported countries\/regions for Klarna on adyen.com.\n\nKlarna is a popular Buy Now Pay Later payment method available in 22 countries\/regions. With Klarna, the shopper can choose to:\n\nPay later: Pay after the goods have been delivered.\nPay over time: Pay in installments over time.\nPay now: Pay the whole amount instantly, either by online banking or direct debit.\n\nBefore approving the payment, Klarna performs risk checks on the shopper. If successful, Klarna takes on the full fraud risk for the payment, and pays you up front.\n\n\n\n\nPayment type\nPayment flow\nRecurring\nRefunds\nPartial refunds\nSeparate captures\nPartial captures\nChargebacks\n\n\n\n\nPay later\nBuy Now Pay Later\nRedirect\nEnabled by default in SE, UK, US. For DESee note\n  1\n\n\n\n\nSee note\n  2\n\nSee note\n  3\n\n\n\nPay over time\nBuy Now Pay Later\nRedirect\nFor CA, CZ, DK, ES, FI, FR, GR, IE, IT, NL, PT, RO, UK, USSee note\n  1\n\n\n\n\nSee note\n  2\n\nSee note\n  3\n\n\n\nPay now\nOnline banking \/ Direct debit\nRedirect\nEnabled by default in DE, SE. For AT, NLSee note\n  1\n\n\n\n\nSee note\n  2\n\nSee note\n  3\n\n\n\nBillie (B2B)\nBuy Now Pay Later\nRedirect\n\n\n\n\n\n\n\n\n\n1If you want to offer recurring payments, contact our Support Team.\n2To enable multiple partial captures, contact our Support Team.\n3Chargebacks can only occur if you do not follow Klarna scheme rules. For more information, see Klarna chargebacks.\nAuthorization adjustment\nKlarna supports authorization adjustment, allowing you to adjust the amount between the authorization and the capture. For more information, see:\n\nPre-authorization and authorization adjustment.\nAdjust a Klarna authorization.\n\nSupported countries\/regions\n\n    \n\n\n\nCountry\/region\ncountryCode\namount.currency\nPay now\nPay later\nPay over time\n\n\n\n\nAustralia\nAU\nAUD\n\n\n\n\n\nAustria\nAT\nEUR\n\n\n\n\n\nBelgium\nBE\nEUR\n\n\n\n\n\nCanada\nCA\nCAD\n\n\n\n\n\nCzech Republic\nCZ\nCZK\n\n\n\n\n\nDenmark\nDK\nDKK\n\n\n\n\n\nFinland\nFI\nEUR\n\n\n\n\n\nFrance\nFR\nEUR\n\n\n\n\n\nGermany\nDE\nEUR\n\n\n\n\n\nGreece\nGR\nEUR\n\n\n\n\n\nIreland\nIE\nEUR\n\n\n\n\n\nItaly\nIT\nEUR\n\n\n\n\n\nNorway\nNO\nNOK\n\n\n\n\n\nPoland\nPL\nPLN\n\n\n\n\n\nPortugal\nPT\nEUR\n\n\n\n\n\nRomania\nRO\nRON\n\n\n\n\n\nSpain\nES\nEUR\n\n\n\n\n\nSweden\nSE\nSEK\n\n\n\n\n\nSwitzerland\nCH\nCHF\n\n\n\n\n\nThe Netherlands\nNL\nEUR\n\n\n\n\n\nUnited Kingdom\nGB\nGBP\n\n\n\n\n\nUnited States\nUS\nUSD\n\n\n\n\n\n\n\n\n\nKlarna Merchant Portal\nWhen you add Klarna as a payment method to your live account in the Customer Area, you receive an automated activation link to the dispute email address that you have provided. This email is the main login credential for the Klarna Merchant Portal. Note that you cannot change the dispute email address later.\nAs an Adyen Merchant, you have access to the following features of the Klarna Merchant Portal:\n\nUsers App: manage users in the organization and invite new ones.\nOrders App: view information about orders and edit the shipping and billing details.\nBranding App: manage how brand assets are shown on the Klarna's customer touchpoints.\nOn-Site Messaging App: manage how Klarna payment options are communicated to your customers. For more information, see the Klarna documentation.\n\nFor more information on how to use the Klarna Merchant Portal, see our FAQ pages.\nChargebacks\nYou will not be able to manage disputes using the Klarna Merchant Portal. For more information about the disputes process and guidelines, see Klarna chargebacks.\nHow do you want to integrate?\n\nWebUse our pre-built UI solutions to add Klarna to your website.iOSUse our pre-built UI solutions to add Klarna to your iOS app.AndroidUse our pre-built UI solutions to add Klarna to your Android app.API onlyBuild your own UI for Klarna in your website, iOS, or Android app.Pay by LinkAdd Klarna to your payment methods, and use the Pay by Link API to create payment links.\n","type":"page","locale":"pt","boost":18,"hierarchy":{"lvl0":"Home","lvl1":"Payment methods","lvl2":"Klarna"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/payment-methods","lvl2":"\/pt\/payment-methods\/klarna"},"levels":3,"category":"Payment method","category_color":"green","tags":["Klarna"]},"articleFiles":{"klarna_logo.svg":"<img style=\"width: 30px;\" alt=\"\" src=\"https:\/\/docs.adyen.com\/user\/pages\/docs\/08.payment-methods\/42.klarna\/klarna_logo.svg?decoding=auto&amp;fetchpriority=auto\" \/>"}}