{"title":"Pix","category":"payment_method","creationDate":1776961628,"content":"
\n

\"\"  Read more<\/strong><\/p>

Learn more about Pix on adyen.com<\/a>.<\/p><\/div><\/div>\n\n

Pix is a payment method for instant direct bank transfers in Brazil, which is built and owned by the Central Bank (Banco Central) and operated by Brazilian banks, digital accounts, and wallets.<\/p>\n

Shoppers can pay with Pix when shopping online. The money is sent directly from the shopper account to Adyen's account, and then transferred once a day to the merchant's bank account.<\/p>\n

With Pix, the payment flow is as follows:<\/p>\n

    \n
  1. The shopper chooses to pay with Pix on your website or app.<\/li>\n
  2. Your website or app shows a QR code or QR code data for the shopper to copy.<\/li>\n
  3. The shopper opens their banking or wallet app participating in Pix.<\/li>\n
  4. The shopper selects Pix, scans the QR code or pastes QR code data, and then confirms the payment.<\/li>\n<\/ol>\n

    Before approving the payment, Pix checks if the transaction follows the regulations<\/a> of the Central Bank. If approved, the amount is transferred in real-time from the shopper's account to Adyen.<\/p>\n

    Note that the merchant needs to have a local entity in Brazil to accept Pix payments.<\/p>\n\n \n \n \n \n
    \n Payment type\n <\/th>\n \n Payment flow\n <\/th>\n \n Countries\n <\/th>\n \n Currencies\n <\/th>\n \n Recurring<\/a>\n <\/th>\n \n Refunds<\/a>\n <\/th>\n \n Partial refunds<\/a>\n <\/th>\n \n Multiple partial refunds<\/a>\n <\/th>\n \n Separate captures<\/a>\n <\/th>\n \n Partial captures<\/a>\n <\/th>\n \n Multiple partial captures<\/a>\n <\/th>\n \n Chargebacks<\/a>\n <\/th>\n <\/tr>\n <\/thead>\n
    \n Real-time payments\n <\/td>\n \n qrCode\n <\/td>\n \n BR\n <\/td>\n \n BRL\n <\/td>\n \n \"checkmark\"<\/br>\n <\/td>\n \n \"checkmark\"<\/br>\n <\/td>\n \n \"checkmark\"<\/br>\n See note<\/span>\n <\/td>\n \n \"checkmark\"<\/br>\n See note<\/span>\n <\/td>\n \n \"x\"<\/br>\n <\/td>\n \n \"x\"<\/br>\n <\/td>\n \n \"x\"<\/br>\n <\/td>\n \n \"x\"<\/br>\n See note<\/span>\n <\/td>\n <\/tr>\n <\/tbody>\n<\/table>\n\n

    Transaction conditions<\/h2>\n

    Before approving the payment, Pix performs the following checks:<\/p>\n