{"title":"Ratepay","category":"payment_method","creationDate":1671117420,"content":"<div class=\"additional-info-block output-inline\">\n<div class=\"additional-info-block__body\"><p><img style=\"width: 40px;\" alt=\"\" src=\"\/user\/pages\/docs\/08.payment-methods\/74.ratepay\/ratepay.svg?decoding=auto&amp;fetchpriority=auto\" \/>&nbsp; <strong>Read more<\/strong><\/p><p>Learn more about Ratepay on <a href=\"https:\/\/www.ratepay.com\/en\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">ratepay.com<\/a>.<\/p><\/div><\/div>\n\n<p>Ratepay provides buy now, pay later (Open invoice) payments in Austria, Germany, the Netherlands, and Switzerland. Ratepay also provides secured direct debit payments in Austria, Germany, and the Netherlands.<\/p>\n<p>Before approving the payment, Ratepay performs risk checks on the shopper. If successful, Ratepay takes on the full fraud risk for the payment, and pays you up front.<\/p>\n<p>If the shopper chooses to pay with Buy Now Pay Later, Ratepay pays you as soon as you capture the payment.<\/p>\n<table class=\"table-payments-methods\">\n    <thead>\n        <tr>\n                            <th>\n                                            Payment type\n                                    <\/th>\n                            <th>\n                                            Payment flow\n                                    <\/th>\n                            <th>\n                                            Countries\n                                    <\/th>\n                            <th>\n                                            Currencies\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/tokenization\" target=\"_blank\">Recurring<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\" target=\"_blank\">Refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\/#refund-a-payment\" target=\"_blank\">Partial refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\" target=\"_blank\">Multiple partial refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\" target=\"_blank\">Separate captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\/#partial-capture\" target=\"_blank\">Partial captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\/#multiple-partial-captures\" target=\"_blank\">Multiple partial captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/risk-management\/chargeback-guidelines\" target=\"_blank\">Chargebacks<\/a>\n                                    <\/th>\n                    <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n                                               <td>\n                     Buy Now Pay Later, Direct Debit\n                                        <\/td>\n                                                               <td>\n                     Additional action\n                                        <\/td>\n                                                               <td>\n                     DE, AT, NL\n                                        <\/td>\n                                                               <td>\n                     EUR\n                                        <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                    <\/tr>\n    <\/tbody>\n<\/table>\n\n<h2>How do you want to integrate?<\/h2>\n<div class=\"next-steps\" id=\"next-steps\" >\n<a href=\"\/payment-methods\/ratepay\/web\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 40px;\" alt=\"This is the web icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/web\/web.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Web<\/h6><p>Use our pre-built UI solutions to add Ratepay to your website.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/ratepay\/api-only\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the API only icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/api-only\/checkout-api-only.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">API only<\/h6><p>Build your own UI for Ratepay in your website, iOS or Android app.<\/p><\/div><\/p><\/a><\/div>\n","url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/ratepay","articleFields":{"description":"Accept Ratepay payments in Austria, Germany, the Netherlands, and Switzerland","feedback_component":true,"parameters":{"payment_method":"Ratepay"},"type":"page","last_edit_on":"15-12-2022 16:17","payment_method":{"info":{"name":"Ratepay Direct debit","tx_variant":["ratepay_directdebit"],"type":"Buy Now Pay Later, Direct Debit","payment_flow":"Additional action","supported_integrations":{"api-only":{"supported":true},"web-drop-in":{"supported":true},"web-component":{"supported":true},"ios-drop-in":{"supported":false},"ios-component":{"supported":false},"android-drop-in":{"supported":false},"android-component":{"supported":false},"react-native-drop-in":{"supported":false},"react-native-component":{"supported":false},"flutter-drop-in":{"supported":false},"flutter-component":{"supported":false}}},"features":{"recurring":false,"refunds":true,"partial_refunds":true,"multiple_partial_refunds":true,"chargebacks":false,"separate_captures":true,"partial_captures":true,"multiple_partial_captures":true},"countries":["DE","AT","NL"],"processing_currencies":["EUR"],"processing_settlement":["EUR"]},"display_in_overview":true},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/ratepay","title":"Ratepay","content":"\n&nbsp; Read moreLearn more about Ratepay on ratepay.com.\n\nRatepay provides buy now, pay later (Open invoice) payments in Austria, Germany, the Netherlands, and Switzerland. Ratepay also provides secured direct debit payments in Austria, Germany, and the Netherlands.\nBefore approving the payment, Ratepay performs risk checks on the shopper. If successful, Ratepay takes on the full fraud risk for the payment, and pays you up front.\nIf the shopper chooses to pay with Buy Now Pay Later, Ratepay pays you as soon as you capture the payment.\n\n    \n        \n                            \n                                            Payment type\n                                    \n                            \n                                            Payment flow\n                                    \n                            \n                                            Countries\n                                    \n                            \n                                            Currencies\n                                    \n                            \n                                            Recurring\n                                    \n                            \n                                            Refunds\n                                    \n                            \n                                            Partial refunds\n                                    \n                            \n                                            Multiple partial refunds\n                                    \n                            \n                                            Separate captures\n                                    \n                            \n                                            Partial captures\n                                    \n                            \n                                            Multiple partial captures\n                                    \n                            \n                                            Chargebacks\n                                    \n                    \n    \n    \n        \n                                               \n                     Buy Now Pay Later, Direct Debit\n                                        \n                                                               \n                     Additional action\n                                        \n                                                               \n                     DE, AT, NL\n                                        \n                                                               \n                     EUR\n                                        \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                    \n    \n\n\nHow do you want to integrate?\n\nWebUse our pre-built UI solutions to add Ratepay to your website.API onlyBuild your own UI for Ratepay in your website, iOS or Android app.\n","type":"page","locale":"pt","boost":18,"hierarchy":{"lvl0":"Home","lvl1":"Payment methods","lvl2":"Ratepay"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/payment-methods","lvl2":"\/pt\/payment-methods\/ratepay"},"levels":3,"category":"Payment method","category_color":"green","tags":["Ratepay"]},"articleFiles":{"ratepay.svg":"<img style=\"width: 40px;\" alt=\"\" src=\"https:\/\/docs.adyen.com\/user\/pages\/docs\/08.payment-methods\/74.ratepay\/ratepay.svg?decoding=auto&amp;fetchpriority=auto\" \/>"}}
