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Learn how to accept Sofort payments.

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Learn about pricing and settlement services for Sofort on

Sofort is a popular online banking method in Europe. It allows shoppers to use their own online banking details to make a payment. Sofort is also known as directEbanking and was acquired by Klarna.

There are some differences between Sofort and Klarna Pay Now:

  • Klarna Pay Now offers direct debit and online banking. This is a guaranteed setup, meaning Klarna takes the risk on these payments. This comes with a higher fee.
  • Sofort offers online banking and a lower fee. However, Sofort chargebacks are at your own risk and you cannot defend against them.
Payment type Payment flow Countries Currencies Recurring Refunds Partial refunds Separate
Online banking Redirect Multiple Multiple -white_check_mark-
via SEPA
-white_check_mark- -white_check_mark- -x- -white_check_mark-
No disputes, only non-settlement

Supported countries

Country countryCode amount.currency
Austria AT EUR
Belgium BE EUR
Germany DE EUR
Spain ES EUR
Switzerland CH CHF
The Netherlands NL EUR

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