To design a platform that suits your use cases, you first need to understand the different accounts and resources that make up your platform, and how they are connected.<\/p>\n
When you sign up for an Adyen account, you receive a company account<\/strong> and one or more merchant accounts<\/strong>.<\/p>\n In your merchant accounts, you can configure:<\/p>\n The number of merchant accounts you should have depends on your business. In most cases, it is enough to have a single merchant account. However, having multiple merchant accounts can sometimes be useful. For example, if your users operate in multiple regions, you can manage regionally available payment methods by using a different merchant account for each region.<\/p>\n You can create stores<\/strong> in your merchant accounts to route payments to the right users. Stores allow you to aggregate settlements and make reconciliation easier.<\/p>\n The following resources represent your business in Adyen's payment processing platform:<\/p>\n You can use the Management API<\/a> to manage your accounts and stores.<\/p>\n For more information about your payment processing account, refer to Adyen account structure<\/a>.<\/p>\n In an Adyen for Platforms integration, your merchant accounts are connected to your balance platform<\/strong>. The balance platform is an accounting system that manages the flow of funds within your business. You must have a separate balance platform for each region in which you acquire payments.<\/p>\n When we process a sale for your user, the balance platform enables you to split the incoming funds between your platform and your user. Users are third parties in your platform: sellers, service providers, or contractors, for example.<\/p>\n In your balance platform, you can:<\/p>\n Depending on your business model and use case, you need to create the following resources for each of your users:<\/p>\n Similarly, your business has its own account holder and balance account on the balance platform:<\/p>\n These resources are created by Adyen. You can use the Configuration API<\/a> or your Customer Area<\/a> to manage these resources.<\/p>\n\n
Account resources<\/h3>\n
\n
Your balance platform<\/h2>\n
\n
Balance platform resources<\/h3>\n
\n
\n
See also<\/h2>\n