{"title":"Financial products","category":"default","creationDate":1702373880,"content":"<p>In addition to processing payments for your users, you can offer financial products to them. This enables you to make your platform more flexible and improve your users' experience.<\/p>\n<p>Adyen's financial products include:<\/p>\n<ul>\n<li><strong>Business accounts<\/strong>: your users can make business-related fund transfers to third-party bank accounts. For example, they can pay invoices or utilities. They can also receive business-related fund transfers from any third-party account, such as payments from businesses or customers, directly in their business account.<\/li>\n<li><strong>Capital<\/strong>: you can present business financing offers from Adyen directly to your users, without an additional application process. Users repay daily based on a fixed percentage of their processed volume through Adyen.<\/li>\n<li><strong>Issuing<\/strong>: you can issue virtual and physical debit cards from Mastercard and Visa for business purposes. Adyen operates in the background, enabling you to manage card deliveries, customize your cards, and handle your funds.<\/li>\n<li><strong>Payouts<\/strong>: Adyen payouts is a collection of services that enable you to transfer funds to accounts outside of Adyen. You can pay out to any third-party, for example, a supplier or partner.<\/li>\n<\/ul>\n<div class=\"fingerpost output-inline\">\n<a href=\"\/business-accounts\" class=\"fingerpost__link fingerpost__link--medium\" style=\"overflow:hidden;\" target=\"_self\"><div class=\"fingerpost__body\"><p><img style=\"width: 100px;\" alt=\"\" src=\"\/user\/pages\/reuse\/pfs-financial-products\/landing-page\/accounts.svg?decoding=auto&amp;fetchpriority=auto\"><span style=\"font-size: 18px;\"><br><strong>Business accounts<\/strong><\/span><br><br>\nIssue business accounts for your users<\/p><\/div><\/a><a href=\"\/capital\" class=\"fingerpost__link fingerpost__link--medium\" style=\"overflow:hidden;\" target=\"_self\"><div class=\"fingerpost__body\"><p><img style=\"width: 100px;\" alt=\"\" src=\"\/user\/pages\/reuse\/pfs-financial-products\/landing-page\/capital.svg?decoding=auto&amp;fetchpriority=auto\"><span style=\"font-size: 18px;\"><br><strong>Capital<\/strong><\/span><br><br>\nOffer business financing<\/p><\/div><\/a><a href=\"\/issuing\" class=\"fingerpost__link fingerpost__link--medium\" style=\"overflow:hidden;\" target=\"_self\"><div class=\"fingerpost__body\"><p><img style=\"width: 100px;\" alt=\"\" src=\"\/user\/pages\/reuse\/pfs-financial-products\/landing-page\/issuing.svg?decoding=auto&amp;fetchpriority=auto\"><span style=\"font-size: 18px;\"><br><strong>Issuing<\/strong><\/span><br><br>\nIssue cards for your users<\/p><\/div><\/a><a href=\"\/payouts\" class=\"fingerpost__link fingerpost__link--medium\" style=\"overflow:hidden;\" target=\"_self\"><div class=\"fingerpost__body\"><p><img style=\"width: 100px;\" alt=\"\" src=\"\/user\/pages\/reuse\/pfs-financial-products\/landing-page\/fast-payout.svg?decoding=auto&amp;fetchpriority=auto\"><span style=\"font-size: 18px;\"><br><strong>Payouts<\/strong><\/span><br><br>\nTransfer funds to third-party accounts<\/p><\/div><\/a><\/div>\n","url":"https:\/\/docs.adyen.com\/pt\/platforms\/financial-products","articleFields":{"description":"Expand your offering by providing financial products to your users","section_label":"Financial products","feedback_component":true,"next_steps_description":"Find out how you can get started with your integration.","search_tags":["financial products","financial services"],"type":"page","_expandable":{"operations":""},"status":"current","filters_component":false,"parameters":{"directoryPath":"\/platforms","model":"platform"}},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/platforms\/financial-products","title":"Financial products","content":"In addition to processing payments for your users, you can offer financial products to them. This enables you to make your platform more flexible and improve your users' experience.\nAdyen's financial products include:\n\nBusiness accounts: your users can make business-related fund transfers to third-party bank accounts. For example, they can pay invoices or utilities. They can also receive business-related fund transfers from any third-party account, such as payments from businesses or customers, directly in their business account.\nCapital: you can present business financing offers from Adyen directly to your users, without an additional application process. Users repay daily based on a fixed percentage of their processed volume through Adyen.\nIssuing: you can issue virtual and physical debit cards from Mastercard and Visa for business purposes. Adyen operates in the background, enabling you to manage card deliveries, customize your cards, and handle your funds.\nPayouts: Adyen payouts is a collection of services that enable you to transfer funds to accounts outside of Adyen. You can pay out to any third-party, for example, a supplier or partner.\n\n\nBusiness accounts\nIssue business accounts for your usersCapital\nOffer business financingIssuing\nIssue cards for your usersPayouts\nTransfer funds to third-party accounts\n","type":"page","locale":"pt","boost":18,"hierarchy":{"lvl0":"Home","lvl1":"Platforms","lvl2":"Financial products"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/platforms","lvl2":"\/pt\/platforms\/financial-products"},"levels":3,"category":"Platforms","category_color":"green","tags":["financial products","financial services"]}}