The setup from your test environment is not copied over to your live environment, so you need to configure live settings for:
Set up your live account structure
- Create additional merchant accounts if needed for your business.
Give team members access to the live environment
- Create a separate user for each team member who needs to access your live Customer Area.
- Give each user the roles and account access required to perform their tasks.
- Set up system messages to be notified of important events such as chargebacks.
- Consider setting up two-factor authentication for increased security.
Set up payment methods
The plugin renders the payment methods based on what is enabled in your Customer Area.
- Add all the payment methods that you want to offer to your shoppers.
- Check that the payment methods are rendered in the correct order in your checkout. You can change the order of local payment methods in your Customer Area > Settings > Checkout settings.
- Make sure that payments appear correctly on the shopper's bank statement. To make any adjustments to the shopper statement, contact our Support Team.
Receive payouts from Adyen
Review and change how you get paid, if required.
Use reports for reconciliation
- Set up automatic generation of reports.
- Use the Settlement details report to reconcile your accounts on a transaction level.
- Consider automating your reconciliation process.
(Optional) Set up a Reserve
- Consider setting up a Reserve: this is used for refunds and other operational expenses in case of insufficient in-process funds.
Risk and compliance
To learn more about risk management with Adyen, sign up for an upcoming webinar.
By default, your Adyen account has a risk profile based on industry standards.
- Review and customize your risk profile.
- Set up system messages about Fraudulent Payments (NOF) and Chargebacks (NOC).
- Make sure that you know how risk rules are triggered, for example by making a payment where the billing address is different from the delivery address, or using different email addresses with the same IP address.
Note that for Visa and Mastercard, the enrollment for 3D Secure can take up to seven days. This means that you might not be able to offer 3D Secure to your shoppers immediately after your live Customer Area has been activated.
- Configure your own rules for Dynamic 3D Secure, to have more control over which transactions are processed with 3D Secure.
When using our Adobe Commerce plugin, you need to assess your PCI DSS compliance according to the Self-Assessment Questionnaire A (SAQ A).
- Generate an API key in your live Customer Area.
- Generate a client key in your live Customer Area, and copy it over to the Adobe Commerce admin panel.
- Make sure your live API credentials have the following permissions:
- Merchant PAL webservice role
- Merchant Recurring role
- Checkout webservice role
- Checkout encrypted cardholder data
- Configure your Adobe Commerce admin panel with your live API key and your live endpoints from your live Customer Area.
Check that you're receiving all webhook event types needed for your integration.
The plugin has a cronjob that handles the webhook event. To test that this is working correctly:
If the webhook is working correctly, you will see an Output:
[accepted] and ResponseCode:
To make sure your integration can handle the entire payment lifecycle with real payment details, you need to test possible scenarios with real payment details.
Payments with real details incur fees. To have enough funds available for refunds, consider setting up a Reserve.
- For each payment method that you offer, make a successful payment using real details.
- Make a payment with
resultCode: Refused, for example by entering incorrect card details.
- Make a payment with
refusalReason: FRAUD, by triggering multiple risk checks to achieve a risk score above 100.
- If using manual capture, capture a payment.
- If using manual capture or a capture delay of 1-7 days, cancel a payment before it has been captured.
- If using multiple partial captures, capture part of the authorised amount, and make sure that the remaining amount is not automatically cancelled.
- Make a successful payment with 3D Secure authentication.
- Make a 3D Secure payment where the shopper fails to complete the challenge.
- Make sure that 3D Secure is triggered correctly according to your Dynamic 3D Secure settings and your risk profile.
Once you've completed the above checklist, you're ready to accept live payments!