{"title":"Cartes Bancaires chargebacks","category":"default","creationDate":1566466680,"content":"<p>Cartes Bancaires is the most widely used payment method in France, and can also be used to process on international networks.<\/p>\n<div class=\"sc-notice note\"><div>\n<p>Be aware that Cartes Bancaires chargebacks with reason code 45 (Fraud -Disputed transaction) are not defendable.<\/p>\n<\/div><\/div>\n<p>However, Adyen automatically defends Cartes Bancaires chargebacks for the 3 following reasons:<\/p>\n<ul>\n<li>Past Chargeback Time Limit (&gt; 400 days).<\/li>\n<li>Credit previously issued (transaction needs to be refunded before the chargeback is issued).<\/li>\n<li>3D Secure Fully Authenticated Transaction.<\/li>\n<\/ul>\n<h2 id=\"reason-codes-and-guidelines\">Reason codes and guidelines<\/h2>\n<p>For a list of Cartes Bancaires dispute reason codes, see <a href=\"\/risk-management\/understanding-disputes\/dispute-reason-codes\/?tab=chargeback_1#cartes-bancaires\">Dispute reason codes<\/a>.<\/p>","url":"https:\/\/docs.adyen.com\/risk-management\/chargeback-guidelines\/cartes-bancaires-chargebacks","articleFields":{"last_edit_on":"03-09-2020 17:05"},"algolia":{"url":"https:\/\/docs.adyen.com\/risk-management\/chargeback-guidelines\/cartes-bancaires-chargebacks","title":"Cartes Bancaires chargebacks","content":"Cartes Bancaires is the most widely used payment method in France, and can also be used to process on international networks.\n\nBe aware that Cartes Bancaires chargebacks with reason code 45 (Fraud -Disputed transaction) are not defendable.\n\nHowever, Adyen automatically defends Cartes Bancaires chargebacks for the 3 following reasons:\n\nPast Chargeback Time Limit (&gt; 400 days).\nCredit previously issued (transaction needs to be refunded before the chargeback is issued).\n3D Secure Fully Authenticated Transaction.\n\nReason codes and guidelines\nFor a list of Cartes Bancaires dispute reason codes, see Dispute reason codes.","type":"page","locale":"en","boost":17,"hierarchy":{"lvl0":"Home","lvl1":"Risk management","lvl2":"Chargeback guidelines","lvl3":"Cartes Bancaires chargebacks"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/","lvl1":"https:\/\/docs.adyen.com\/risk-management","lvl2":"https:\/\/docs.adyen.com\/risk-management\/chargeback-guidelines","lvl3":"\/risk-management\/chargeback-guidelines\/cartes-bancaires-chargebacks"},"levels":4,"category":"Risk Management","category_color":"green","tags":["Cartes","Bancaires","chargebacks"]}}