{"title":"Configure classic risk profiles","category":"default","creationDate":1652968860,"content":"<div class=\"notices green\">\n<p>The content on this page applies to the classic risk engine. When you have transitioned to the latest risk engine, or if you are just starting to use risk, refer to <a href=\"\/risk-management\/configure-your-risk-profile\">Configure your risk profile<\/a>. See the <a href=\"\/risk-management\">risk management overview<\/a> for the differences.<\/p>\n<\/div>\n<p>When you use classic risk, RevenueProtect compares transactions to risk rules that you define, and increases the risk score if a transaction breaks these rules.<\/p>\n<p>When you configure a risk rule, each rule has a <strong>risk score<\/strong> that you can configure:<\/p>\n<ul>\n<li>When the rule triggers, the score is added to the total transaction score.<\/li>\n<li>When the total risk score reaches 100, the transaction is blocked.<\/li>\n<\/ul>\n<p>You can configure several <a href=\"#risk-rule-types\">risk rule types<\/a>.<\/p>\n<p>For each risk profile, you can configure a set of risk rules. You can configure risk rules in different ways for different risk profiles.<\/p>\n<p>Risk rules trigger based on information that is included in a payment request. RevenueProtect can make better decisions if you include more fields in the payment request, and some risk rules <a href=\"\/risk-management\/configure-manual-risk\/required-risk-field-reference\">require specific fields<\/a> to work.<\/p>\n<h2 id=\"view-risk-rules\">Turn on and configure risk rules<\/h2>\n<ol>\n<li>Log in to your <a href=\"https:\/\/ca-test.adyen.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">Customer Area<\/a>.<\/li>\n<li>Go to <strong>Revenue &amp; risk<\/strong> &gt; <strong>Risk profiles<\/strong>.<\/li>\n<li>Select a risk profile.<\/li>\n<li>Select the <strong>Risk rules<\/strong> tab.<\/li>\n<\/ol>\n<p>On this page, you see tabs with different <a href=\"#risk-rule-types\">types of risk rules<\/a>. Select a tab to see which risk rules are available for the selected risk profile.<\/p>\n<h2 id=\"risk-rule-types\">Risk rule types and availability<\/h2>\n<p>When you select a risk rule, you can enable the rule and see the options to configure rule-specific settings. Most risk rules let you specify a time frame and an amount to increase the risk score by, as well as other settings specific to the check.<\/p>\n<p>Which type of risk rules you can enable and configure depends on whether you use our basic RevenueProtect solution, or if you have enabled RevenueProtect premium.<\/p>\n<p>Select a RevenueProtect solution to see the options:<\/p>\n\n<div id=\"tabbL3Fn\">\n    <div data-component-wrapper=\"tabs\">\n        <tabs\n                        :items=\"[{&quot;title&quot;:&quot;RevenueProtect basic&quot;,&quot;content&quot;:&quot;\\n&lt;p&gt;You can use:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;strong&gt;&lt;a href=\\&quot;\\\/risk-management\\\/configure-manual-risk\\\/standard-risk-rules\\&quot;&gt;Standard risk rules&lt;\\\/a&gt;&lt;\\\/strong&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Velocity: set thresholds on how often a shopper can attempt transactions.&lt;\\\/li&gt;\\n&lt;li&gt;Consistency: analyze provided shopper data and behavior for inconsistencies and fraud.&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;&lt;\\\/li&gt;\\n&lt;li&gt;&lt;strong&gt;&lt;a href=\\&quot;\\\/risk-management\\\/configure-manual-risk\\\/referral-rules\\&quot;&gt;Block and trust lists (Referrals)&lt;\\\/a&gt;&lt;\\\/strong&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Use lists of known good and bad shoppers to prevent fraudsters from making payments.\\n&quot;,&quot;altTitle&quot;:null,&quot;oldTabId&quot;:1,&quot;relation&quot;:&quot;&quot;},{&quot;title&quot;:&quot;RevenueProtect premium&quot;,&quot;content&quot;:&quot;\\n&lt;p&gt;You can use:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;strong&gt;&lt;a href=\\&quot;\\\/risk-management\\\/configure-manual-risk\\\/standard-risk-rules\\&quot;&gt;Standard risk rules&lt;\\\/a&gt;&lt;\\\/strong&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Velocity: set thresholds on how often a shopper can attempt transactions.&lt;\\\/li&gt;\\n&lt;li&gt;Consistency: analyze provided shopper data and behavior for inconsistencies and fraud.&lt;\\\/li&gt;\\n&lt;li&gt;ShopperDNA: use shopper data and behavior to determine fraud.&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;&lt;\\\/li&gt;\\n&lt;li&gt;&lt;strong&gt;&lt;a href=\\&quot;\\\/risk-management\\\/configure-manual-risk\\\/referral-rules\\&quot;&gt;Block and trust lists (Referrals)&lt;\\\/a&gt;&lt;\\\/strong&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Use lists of known good and bad shoppers to prevent fraudsters from making payments.&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;&lt;\\\/li&gt;\\n&lt;li&gt;&lt;strong&gt;&lt;a href=\\&quot;\\\/risk-management\\\/configure-manual-risk\\\/configure-custom-risk-rules\\&quot;&gt;Custom risk rules&lt;\\\/a&gt;&lt;\\\/strong&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Define custom rules yourself, using custom risk fields or fields provided by Adyen, custom lists and custom list comparisons.\\n&quot;,&quot;altTitle&quot;:null,&quot;oldTabId&quot;:1,&quot;relation&quot;:&quot;&quot;}]\"\n            :should-update-when-url-changes='false'>\n        <\/tabs>\n    <\/div>\n<\/div>\n<\/li>\n<\/ul><\/li>\n<\/ul>\n<h3>Extra risk management features<\/h3>\n<p>In addition to configuring risk rules, we also offer extra risk features. For example, if you want to have more control over which transactions are processed with 3D Secure, you can set up rules for <a href=\"\/risk-management\/dynamic-3d-secure\">Dynamic 3D Secure<\/a>.<br \/>\nWhen you have enabled RevenueProtect premium, you can use <a href=\"\/risk-management\/case-management\">case management<\/a>, and let risk rules be a trigger to send a payment to manual review.<\/p>\n<h2 id=\"test-risk-rules\">Test a risk rule<\/h2>\n<p>After you have turned on and configured a risk rule, you can test if the risk rule triggers.<\/p>\n<ol>\n<li>Make a payment request <a href=\"\/risk-management\/configure-manual-risk\/required-risk-field-reference\">providing the fields<\/a> that trigger the rule.<br \/>\nFor example, if you have set up a referral list containing shopper references, and you want to add 10 to the total risk score for shopper reference <code>1234567890<\/code>, include that <code>shopperReference<\/code> in your payment request:<\/li>\n<\/ol>\n<pre><code class=\"language-json\">{\n   \"amount\":{\n      \"currency\":\"USD\",\n      \"value\":1000\n   },\n   \"reference\":\"YOUR_PAYMENT_REFERENCE\",\n   \"shopperReference\":\"1234567890\",\n   \"paymentMethod\":{\n      \"type\":\"scheme\",\n      \"encryptedCardNumber\":\"test_4111111111111111\",\n      \"encryptedExpiryMonth\":\"test_03\",\n      \"encryptedExpiryYear\":\"test_2030\",\n      \"encryptedSecurityCode\":\"test_737\"\n   },\n   \"returnUrl\":\"https:\/\/your-company.example.com\/...\",\n   \"merchantAccount\":\"YOUR_MERCHANT_ACCOUNT\"\n}<\/code><\/pre>\n<ol start=\"2\">\n<li>Take note of the <code>pspReference<\/code> in the payment response.<\/li>\n<li>Log in to your <a href=\"https:\/\/ca-test.adyen.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">Customer Area<\/a>, and select the merchant account you used to make the payment.<\/li>\n<li>Go to <strong>Transactions<\/strong> &gt; <strong>Payments<\/strong>. Do one of the following:\n<ul>\n<li>Find the test payment on the overview page, and select the number in the <strong>Risk score<\/strong> column.<\/li>\n<li>In the <strong>Search<\/strong> field, search for the <code>pspReference<\/code> of your test payment. Select the payment, and then select the number listed under <strong>Fraud scoring<\/strong>.<\/li>\n<\/ul><\/li>\n<\/ol>\n<p>The <strong>Risk results<\/strong> page will open with a breakdown of which fraud checks triggered. You can check if your risk rule triggered, and see an overview of any other risk checks that triggered for this payment.<\/p>\n<p>You can optionally include the <a href=\"\/risk-management\/handle-risk-rule-notifications\">fraud results in the API response or in webhooks<\/a>.<\/p>","url":"https:\/\/docs.adyen.com\/risk-management\/configure-manual-risk","articleFields":{"description":"Learn how to configure risk rules for a classic risk profile.","feedback_component":true,"robots":"noindex,nofollow","parameters":{"engine":"classic","task":"configure"},"next_steps":[{"title":"Configure standard risk rules","description":"Configure standard risk rules to fit your business needs.","url":"\/risk-management\/configure-manual-risk\/standard-risk-rules","required":false},{"title":"Configure block and trust lists","description":"Use block and trust lists of known good and bad shopper details to influence the risk score of a transaction.","url":"\/risk-management\/configure-manual-risk\/referral-rules","required":false},{"title":"Configure custom risk rules","description":"Build your own custom rules around the unique fraud risks faced by your business.","url":"\/risk-management\/configure-manual-risk\/configure-custom-risk-rules","required":false}],"type":"page","_expandable":{"operations":""},"last_edit_on":"19-05-2022 16:02"},"algolia":{"url":"https:\/\/docs.adyen.com\/risk-management\/configure-manual-risk","title":"Configure classic risk profiles","content":"\nThe content on this page applies to the classic risk engine. When you have transitioned to the latest risk engine, or if you are just starting to use risk, refer to Configure your risk profile. See the risk management overview for the differences.\n\nWhen you use classic risk, RevenueProtect compares transactions to risk rules that you define, and increases the risk score if a transaction breaks these rules.\nWhen you configure a risk rule, each rule has a risk score that you can configure:\n\nWhen the rule triggers, the score is added to the total transaction score.\nWhen the total risk score reaches 100, the transaction is blocked.\n\nYou can configure several risk rule types.\nFor each risk profile, you can configure a set of risk rules. You can configure risk rules in different ways for different risk profiles.\nRisk rules trigger based on information that is included in a payment request. RevenueProtect can make better decisions if you include more fields in the payment request, and some risk rules require specific fields to work.\nTurn on and configure risk rules\n\nLog in to your Customer Area.\nGo to Revenue &amp; risk &gt; Risk profiles.\nSelect a risk profile.\nSelect the Risk rules tab.\n\nOn this page, you see tabs with different types of risk rules. Select a tab to see which risk rules are available for the selected risk profile.\nRisk rule types and availability\nWhen you select a risk rule, you can enable the rule and see the options to configure rule-specific settings. Most risk rules let you specify a time frame and an amount to increase the risk score by, as well as other settings specific to the check.\nWhich type of risk rules you can enable and configure depends on whether you use our basic RevenueProtect solution, or if you have enabled RevenueProtect premium.\nSelect a RevenueProtect solution to see the options:\n\n\n    \n        \n        \n    \n\n\n\n\nExtra risk management features\nIn addition to configuring risk rules, we also offer extra risk features. For example, if you want to have more control over which transactions are processed with 3D Secure, you can set up rules for Dynamic 3D Secure.\nWhen you have enabled RevenueProtect premium, you can use case management, and let risk rules be a trigger to send a payment to manual review.\nTest a risk rule\nAfter you have turned on and configured a risk rule, you can test if the risk rule triggers.\n\nMake a payment request providing the fields that trigger the rule.\nFor example, if you have set up a referral list containing shopper references, and you want to add 10 to the total risk score for shopper reference 1234567890, include that shopperReference in your payment request:\n\n{\n   \"amount\":{\n      \"currency\":\"USD\",\n      \"value\":1000\n   },\n   \"reference\":\"YOUR_PAYMENT_REFERENCE\",\n   \"shopperReference\":\"1234567890\",\n   \"paymentMethod\":{\n      \"type\":\"scheme\",\n      \"encryptedCardNumber\":\"test_4111111111111111\",\n      \"encryptedExpiryMonth\":\"test_03\",\n      \"encryptedExpiryYear\":\"test_2030\",\n      \"encryptedSecurityCode\":\"test_737\"\n   },\n   \"returnUrl\":\"https:\/\/your-company.example.com\/...\",\n   \"merchantAccount\":\"YOUR_MERCHANT_ACCOUNT\"\n}\n\nTake note of the pspReference in the payment response.\nLog in to your Customer Area, and select the merchant account you used to make the payment.\nGo to Transactions &gt; Payments. Do one of the following:\n\nFind the test payment on the overview page, and select the number in the Risk score column.\nIn the Search field, search for the pspReference of your test payment. Select the payment, and then select the number listed under Fraud scoring.\n\n\nThe Risk results page will open with a breakdown of which fraud checks triggered. You can check if your risk rule triggered, and see an overview of any other risk checks that triggered for this payment.\nYou can optionally include the fraud results in the API response or in webhooks.","type":"page","locale":"en","boost":18,"hierarchy":{"lvl0":"Home","lvl1":"Risk management","lvl2":"Configure classic risk profiles"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/","lvl1":"https:\/\/docs.adyen.com\/risk-management","lvl2":"\/risk-management\/configure-manual-risk"},"levels":3,"category":"Risk Management","category_color":"green","tags":["Configure","classic","profiles"]}}