{"title":"Create and assign risk profiles","category":"default","creationDate":1779620071,"content":"

Risk profiles let you manage which risk rules you apply to payments made on a merchant account.<\/p>\n

When you use Protect, Adyen's risk management tool, and you have configured your risk settings<\/a>, you can create and use risk profiles. Each risk profile contains a set of risk rules and profile settings.<\/p>\n

You set up and configure risk profiles on your company account, and you can assign a profile<\/a> to one or multiple merchant accounts. When you configure risk management for the first time, a default risk profile is available to help you get started.<\/p>\n

Requirements<\/h2>\n

Before you begin, take into account the following requirements and limitations.<\/p>\n\n\n\n\n\n\n\n
Requirement<\/th>\nDescription<\/th>\n<\/tr>\n<\/thead>\n
Integration type<\/strong><\/td>\nMake sure that you have built an online payments integration<\/a> and that risk management is enabled<\/a>.<\/td>\n<\/tr>\n
Customer Area roles<\/a><\/strong><\/td>\nMake sure that you have one of the following role(s):
  • Merchant change risk settings<\/strong><\/li>
  • Risk admin<\/strong><\/li><\/ul><\/td>\n<\/tr>\n
Limitations<\/strong><\/td>\nSome risk profile features are only available when you enable premium features<\/a>.
There are different considerations for creating a risk profile for in-person payments<\/a>.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Risk profile<\/h2>\n

What is included in your risk profile depends on whether you use Protect basic, or if you have enabled premium features in the risk settings.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Basic<\/th>\nPremium<\/th>\n<\/tr>\n<\/thead>\n
Block bot attacks<\/td>\nBlock bot attacks<\/td>\n<\/tr>\n
Adyen-provided risk lists<\/td>\nAdyen-provided risk lists and custom lists<\/td>\n<\/tr>\n
Adyen-provided post-authorization rules<\/td>\nAdyen-provided post-authorization rules<\/td>\n<\/tr>\n
Dynamic 3D Secure<\/td>\nDynamic 3D Secure in combination with custom rules<\/td>\n<\/tr>\n
<\/td>\nMachine learning powered fraud detection using global transaction data<\/td>\n<\/tr>\n
<\/td>\nCreate, backtest, and label custom rules with a rule builder interface<\/td>\n<\/tr>\n
<\/td>\nRisk profile and rule analytics<\/td>\n<\/tr>\n
<\/td>\nRun risk experiments<\/td>\n<\/tr>\n
<\/td>\nCase management<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Create a risk profile<\/h2>\n

You can use the default risk profile, configure it, and assign it to all your merchant accounts. If you want to create one or more additional risk profiles with different settings, you can create new risk profiles.<\/p>\n

To create a risk profile:<\/p>\n

    \n
  1. Log in to your Customer Area<\/a> with your company account.<\/li>\n
  2. Go to Revenue & risk<\/strong> > Risk profiles<\/strong>.<\/li>\n
  3. Select Create new profile<\/strong>.<\/li>\n
  4. In the Profile name<\/strong>, type a name for the new risk profile. Then, from the Based on profile<\/strong> drop down, select the risk profile that will be the template for your new profile.<\/li>\n
  5. Select Create<\/strong>. Refresh the page to see your changes.<\/li>\n<\/ol>\n

    After you create a risk profile, you can configure risk rules<\/a> for that profile, and you can:<\/p>\n