{"title":"Create and assign risk profiles","category":"default","creationDate":1779620071,"content":"
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The content on this page applies to the classic risk engine. When you have transitioned to the latest risk engine, or if you are just starting to use risk, refer to Create a risk profile<\/a>. See the risk management overview<\/a> for the differences.<\/p>\n<\/div>\n

Risk profiles let you manage which risk rules you apply to payments made on a merchant account.<\/p>\n

When you use Adyen's risk management tool, and you have configured your risk settings<\/a> you can create and use risk profiles. Each risk profile contains a set of risk rules and profile settings.<\/p>\n

You set up and configure risk profiles on your company account, and you can assign a profile<\/a> to merchant accounts.<\/p>\n

Classic risk profile<\/h2>\n

Your configuration options depend on whether you use our basic risk solution, or if you have enabled premium features.<\/p>\n

You configure risk rules manually<\/a>, and configure a risk score that is added to or subtracted from the total risk score for a payment when that rule triggers.<\/p>\n

The riskier the payment, the higher the risk score. When the total risk score reaches 100, the payment is refused.<\/p>\n

A default risk profile is set up for you, with pre-configured settings that are based on your company's industry. By default, all new merchant accounts created in your company account use this default risk profile.<\/p>\n

You can update the default profile or create new risk profiles as you see fit. You are responsible for setting up the risk score settings and thresholds for risk rules, and maintaining the risk profiles.<\/p>\n

Create a risk profile<\/h2>\n
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  1. Log in to your Customer Area<\/a> with your company account.<\/li>\n
  2. Go to Revenue & risk<\/strong> > Risk profiles<\/strong>.<\/li>\n
  3. Select Create new profile<\/strong>.<\/li>\n
  4. In the Profile name<\/strong>, type a name for the new risk profile. Then, from the Based on profile<\/strong> drop down, select the risk profile that will be the template for your new profile.<\/li>\n
  5. Select Create<\/strong>. Refresh the page to see your changes.<\/li>\n<\/ol>\n

    When you select a risk profile, you can:<\/p>\n