This page is for classic Adyen for Platforms integrations. If you are just starting your implementation, refer to our new integration guide instead.
Adyen gives you the ability to control the payout timing and amounts for account holders. After an account holder starts receiving funds to their account, these funds can be paid out according to the current payout tier of the account holder. For more information on tiers and verification checks required for payouts, refer to Onboard and verify users.
An account with a positive balance can be paid out manually via API or automatically, according to a specific payout schedule. To ensure optimized payout timing, we recommend using scheduled payouts.
- Scheduled payouts are set with a specific cadence for each individual account. The full balance available at that time is paid out. Scheduled payouts can only be made to bank accounts.
- Manual payouts can be triggered anytime to bank accounts or eligible cards. It is possible to pay out partial balances, therefore you must include the amount to be paid out in the request.
By default, both payout methods depend on the standard payout processing of the region, for example, Bankers' Automated Clearing Services (BACS) in the UK and Automated Clearing House (ACH) network in the US.
To speed up this process, Adyen offers the premium option to trigger faster scheduled or manual payouts.
Limitations
The country of the payout method must be the same as the country of the account holder. For example, if the account holder is onboarded in the US, the bank account also needs to be located in the US. In Europe, Adyen allows for more flexibility: if an account holder is onboarded in one European country, they can add a bank account in a different European country.
The maximum number of bank accounts for an account holder is 200.
Supported currencies
Adyen only supports payouts in the local currencies. For example, USD is supported in the United States and AUD in Australia. There two exceptions:
- EUR payouts in countries that are part of the Single Euro Payments Area (SEPA) but not the eurozone.
- USD payouts in Canada.
See the overview below of supported currencies per country.
| Country | Currency |
|---|---|
| Australia | AUD |
| Austria | EUR |
| Belgium | EUR |
| Bulgaria | BGN, EUR |
| Canada | CAD, USD |
| Croatia | EUR |
| Cyprus | EUR |
| Czech Republic | CZK, EUR |
| Denmark | DKK, EUR |
| Estonia | EUR |
| Finland | EUR |
| France | EUR |
| Germany | EUR |
| Hong Kong | HKD |
| Hungary | HUF, EUR |
| Ireland | EUR |
| Italy | EUR |
| Latvia | EUR |
| Liechtenstein | CHF, EUR |
| Lithuania | EUR |
| Luxembourg | EUR |
| Malta | EUR |
| Netherlands | EUR |
| Norway | NOK, EUR |
| Poland | PLN, EUR |
| Portugal | EUR |
| Romania | RON, EUR |
| Singapore | SGD |
| Slovakia | EUR |
| Spain | EUR |
| Sweden | SEK, EUR |
| Switzerland | CHF, EUR |
| United Kingdom | GBP |