Convert the currency of a payment

Limited availability
Currency conversion in currently in pilot phase. Some of the processes and documentation may change as the feature evolves. If you are interested in piloting currency conversion or have any feedback, reach out to your Adyen contact.

When you accept payments in many different currencies, your users may not always use the same currency as their customers.

If the currency in which the customer pays (the processing currency) does not match the currency in which your user wants to be paid (the settlement currency), you can convert the currency by exchanging the processing currency for the settlement currency. That way, you can debit the customer in one currency and credit your user in another.

How it works

1. Your user sells goods or services to their customer. The cost of the goods is fixed in either the user's currency or the customer's currency.
2. You calculate the cost of the goods in the other currency.
3. You make a POST /payments request, specifying the cost of the goods in both currencies.
4. When Adyen receives the request, we debit the customer and credit your user in their respective currencies.

Fix the cost of the goods

To debit the customer and credit your user in different currencies, you must first determine the cost of the goods.

You can fix the cost of the goods in either the settlement currency (the currency your user receives), or the processing currency (the currency the customer pays). Then, you can calculate the cost of the goods in the other, non-fixed currency, using the prevailing exchange rates of the day.

Next steps

Depending on whether the cost of the goods is fixed in the settlement or the processing currency, the currency conversion process varies slightly. See the following pages for more information: