This feature is in development phase. Some of the APIs, documentation, and processes may change as the feature evolves. If you have any feedback, reach out to your Adyen contact.
With your Adyen for Platforms integration, you can take advantage of all the features our infrastructure offers, such as allowing your users to use an Adyen business account. You can implement this solution using either our API integration or our Hosted Onboarding page.
When a user has an Adyen business account, they can:
- Send and receive domestic and international transfers. They can make business-related fund transfers, such as:
- Paying supplier invoices or utilities.
- Receive business-related fund transfers from any third party, such as payments from businesses or customers.
- Get paid out in a simpler and faster way. They can receive payouts directly to their Adyen business account instead of paying out to a third-party bank account.
User eligibility
To be eligible for an Adyen business account, your users must meet the following criteria:
- They must be an organization or a sole proprietor operating in one of the supported countries.
- Ultimate Beneficial Owners (UBOs) and individuals associated with an organization or a sole proprietor must be tax residents in one of the supported countries.
- They must provide additional required information for business accounts.
Supported countries/regions
Adyen business bank accounts are available to eligible legal entities operating throughout the United States, the United Kingdom, and the Eurozone (excluding specific Nordic territories). All associated UBOs must also reside in one of these approved regions.
| Europe (Eurozone) |
|---|
Austria
Belgium
Bulgaria
Croatia
Cyprus
Estonia
France
Germany
Greece
Ireland
Italy
Latvia
Lithuania
Luxembourg
Malta
Netherlands
Portugal
Slovakia
Slovenia
Spain
Note: Accounts are NOT available to any Nordic countries (including Finland, which is in the Eurozone but excluded from this product).
| United Kingdom |
|---|
Mainland United Kingdom
Note: Business accounts are NOT supported for the Channel Islands.
| North America |
|---|
United States
Note: U.S. accounts require state-specific reporting details during onboarding.
Acquiring regions
An acquiring region is a specific geographic area where your transactions are processed through local banking networks and regulatory frameworks. An acquiring region can consist of a single country (for example, the USA), or a group of countries (for example, Europe/EEA). These regions are defined based on shared financial standards, currencies, and legal requirements.
Based on the countries/regions that are supported for business accounts, we get the following acquiring regions:
- Europe/EEA
- United Kingdom
- United States