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Customer location

Answer the questions to see if your transactions fall under PSD2 SCA compliance guidelines.

This page helps you decide whether transactions for your business are in-scope for PSD2 SCA compliance.

Where are my customers located?

Your payments fall within PSD2 SCA scope if both your acquiring processing entity and your customer's issuer processing entity are in the European Economic Area (EEA), Monaco, Switzerland, or the UK.

  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Republic of Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Monaco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • United Kingdom

If you answered yes, to "Is my business located in one of the in-scope countries/regions for SCA compliance?", answer the following question:

Are my customers in one of the in-scope countries/regions for SCA compliance?

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