Payment methods

Learn about the payment methods you can add to your integration.

Adyen supports key payment methods across different regions, channels, and verticals. Here we list popular payment methods that you can add to your Adyen integration.

For an overview of your integration options, refer to Online payments.

We classify payment methods using the following attributes:

Payment flow
Recurring
Refunds
Chargebacks

Payment flow

The payment flow is the experience of using the payment method from the perspective of the shopper. Payments processed on the Adyen payments platform can follow one of three flows:

Direct: You collect the shopper's payment details and submit them to Adyen. The payment is completed without the shopper leaving your website or app. This is the payment flow for cards, and some direct debit and buy now, pay later (open invoice) payment methods.
Redirect: After you collect the shopper's payment details, you redirect them to the payment method's website or app to verify and complete the payment. This is the payment flow for online banking, most wallet, and Middle East card payment methods.
Additional action: To complete the payment, the shopper needs to perform additional action, such as paying at a store, bank, or ATM or using wallets where they scan a QR code with their mobile app. For this payment flow, you will need to handle asynchronous payment results.

Set up notification webhooks to get the latest payment status updates.

Recurring

Recurring payments let you provide shopper interactions like subscriptions, or a one-click checkout.

To make recurring payments you'll need to store your shopper's payment details by tokenizing them. You can use the tokenized payment details to make future payments, without the shopper needing to provide these details again.

For some payment methods, recurring payments are made using SEPA Direct Debit. This is common for European payment methods.

Refunds

Most payment methods allow you to make refunds to a shopper. A general exception to this is additional action payment methods, where the payment is not made online, but in a store, bank, or ATM.

Chargebacks

A chargeback occurs when a shopper disputes a transaction. Payment methods that don't support chargebacks are usually redirect payment methods, which require the shopper to perform additional verification to complete the payment.

While some European payment methods don't support chargebacks, any recurring payments made using SEPA Direct Debit or BACS Direct Debit can be disputed and charged back.

Add payment methods to your account

Before you can use new payment methods, you need to request them in your Customer Area.

Log in to your Customer Area.
- For a test integration, log in to your test Customer Area.
- For a live integration, log in to your live Customer Area.
Switch to your merchant account.
Go to Settings > Payment methods.
Select Request payment methods.
Start entering the name of the payment method, then select it from the drop-down list.
Select Submit.

We will contact you if there are additional requirements before we can add the payment method to your account.

To see how to add payment methods, you can also watch a video here:

Supported payment methods for each integration type

Most payment methods are readily supported in all our client-side integrations. After you add payment methods in your Customer Area, you can already show the payment method on your payment form. The additional implementation effort for offering a new payment method depends on your type of integration.

Your integration	What you need to do to offer a new payment method
Drop-in	Usually no additional implementation effort. Drop-in automatically renders supported payment methods. If a payment method requires additional configuration, you will find more information in the payment method integration guide.
Components	Create a Component for the payment method. If a payment method requires a specific configuration, you will find more information in the payment method integration guide.
Plugins	Usually no additional implementation effort. The plugin automatically renders supported payment methods. If a payment method requires additional configuration, you will find more information in the plugin integration guide.
API only	Use the `paymentMethod.type` value provided in the tables below and build your own UI for the payment method.
Pay by Link	No additional implementation effort. The hosted payment form automatically renders supported payment methods.

We are actively building Drop-in and Components to support more payment methods. To check the latest on Drop-in and Components for web, iOS, and Android, refer to our release notes.

Credit and debit cards

Payment method	Countries	3D Secure	Recurring	Chargebacks	paymentMethod.type
American Express	International				scheme
Bancontact	BE	Required	See note ¹	See note ²	bcmc, bcmc_mobile
CARNET	MX				scheme
Cartes Bancaires	FR				scheme
China UnionPay	International				scheme
Diners	International				scheme
Discover	International				scheme
Elo	BR				scheme
Hipercard	BR				scheme
JCB	International				scheme
Maestro	International				scheme
Mastercard	International				scheme
Troy	TR				scheme
Visa	International				scheme

¹ Recurring payments are processed with SEPA Direct Debit.
² There is a chargeback risk for the recurring payments, since they are processed with SEPA Direct Debit.

Middle East cards

Unlike other card schemes, these card payment methods do not follow the Direct flow. They follow the Redirect flow.

Payment method	Countries	Payment flow	Recurring	Refunds	Chargebacks	paymentMethod.type
Benefit	BH	Redirect				benefit
KNET	KW	Redirect				knet

Cash and ATM payment methods

Payment method	Countries	Payment flow	paymentMethod.type
7-Eleven (Malaysia)	MY	Additional action	molpay_cash
Alfamart (Indonesian convenience stores)	ID	Additional action	doku_alfamart
Boleto	BR	Additional action	boletobancario_issuer_name, for example boletobancario_santander
ePay	MY	Additional action	molpay_epay
Indomaret (Indonesian convenience stores)	ID	Additional action	doku_indomaret
Indonesian bank transfer	ID	Additional action	doku_permata_lite_atm
Japanese convenience stores / 7-Eleven Japan	JP	Additional action	econtext_stores, econtext_seven_eleven
Multibanco	PT	Additional action	multibanco
OXXO	MX	Additional action	oxxo
Pay-easy / Japanese ATM payments	JP	Additional action	econtext_atm
Paysbuy (Tesco Lotus)	TH	Additional action	molpay_paysbuy
Philippines convenience stores	PH	Additional action	dragonpay_otc_philippines
Philippines Over the counter bank & ATM	PH	Additional action	dragonpay_otc_banking
Russian cash terminals	RU	Additional action	yandex_cash

Direct Debit

Payment method	Countries	Payment flow	paymentMethod.type
ACH Direct Debit	US	Direct	ach
BACS Direct Debit	GB	Redirect	directdebit_GB
RatePay	AT, DE, NL	Direct	ratepay_directdebit
SEPA Direct Debit	Euro zone	Direct	sepadirectdebit

Online banking

Payment method	Countries	Payment flow	Recurring	Refunds	Chargebacks	paymentMethod.type
Alfa-Click	RU	Redirect				yandex_alfaclick
BLIK	PL	Additional action				blik
EPS	AT	Redirect	See note ¹		See note ²	eps
giropay	DE	Redirect	See note ¹		See note ²	giropay
iDEAL	NL	Redirect	See note ¹		See note ²	ideal
Interac Online	CA	Redirect		90 days		interac
Japanese online banking	JP	Redirect				econtext_online
Korean online banking	KR	Redirect				kcp_banktransfer
Malaysian online banking	MY	Redirect				molpay_ebanking_fpx_MY
MB WAY	PT	Additional action				mbway
Open banking	UK	Redirect				paybybank
Philippines online banking	PH	Redirect				dragonpay_ebanking
Polish online banking	PL	Redirect				onlineBanking_PL
Promsvyazbank online	RU	Redirect				yandex_promsvyazbank
Sberbank Online	RU	Redirect				yandex_sberbank
Sofort	AT, BE, CH, DE, ES, GB, IT, NL, PL	Redirect	See note ¹		See note ³	directEbanking
Klarna - Pay now	AT, CH, DE, NL, SE	Redirect	In AT, BE, DE, NL, SE See note ⁵		See note ⁶	klarna_paynow
Thai online banking	TH	Redirect				molpay_ebanking_TH
Trustly	SE, NO, DK, FI, LT, GB, EE, ES, IE, LV	Redirect	See note ⁴			trustly
Vietnamese online banking through MoMo ATM	VN	Redirect				momo_atm

¹ Recurring payments are processed with SEPA Direct Debit.
² There is a chargeback risk for the recurring payments, since they are processed with SEPA Direct Debit.
³ Non-payments do not incur a fee.
⁴ Recurring Trustly payments can only be processed in Sweden (SEK).
⁵ If you want to offer recurring payments for Klarna Pay now, contact our Support Team.
⁶ Chargebacks can only occur if you don't follow Klarna scheme rules. For more information, see Klarna chargebacks.

Buy Now Pay Later

Payment method	Countries	Payment flow	Recurring	Chargebacks	paymentMethod.type
Affirm	US	Redirect		Limited ¹	affirm
Afterpay	AU, NZ, US, CA	Redirect			afterpaytouch
Atome	HK, MY, SG	Redirect			atome
Clearpay	GB	Redirect			clearpay
GrabPay PayLater	MY, SG	Redirect			grabpay_postpaid_SG, grabpay_instalment4_SG, grabpay_postpaid_MY, grabpay_instalment4_MY
Klarna - Pay later	AT, BE, CH, DE, DK, FI, GB, NO, SE, NL	Redirect		See note ²	klarna
Klarna - Pay over time	AT, AU, DE, ES, FI, FR, GB, IT, NO, SE, US	Redirect	In the US	See note ²	klarna_account
Oney	FR, ES	Redirect			facilypay_3x (FR, ES), facilypay_4x (FR, ES), facilypay_6x (ES only), facilypay_10x (FR, ES), facilypay_12x (FR, ES)
PayBright	CA	Redirect			paybright
RatePay	AT, CH, DE, NL	Direct			ratepay
Zip	AU	Redirect			zip

¹ Chargebacks are limited to shopper dissatisfaction disputes. Affirm provides liability shift for disputes related to fraud and authorisation.
² Chargebacks can only occur if you don't follow Klarna scheme rules. For more information, see Klarna chargebacks.

Prepaid and gift cards

Payment method	Countries	Payment flow	Recurring	Refunds	Chargebacks	paymentMethod.type
Gift cards	International	Direct				Multiple
PaySafeCard	International	Redirect				paysafecard

Wallets

Payment method	Countries	Payment flow	Refunds	paymentMethod.type
Alipay	CN	Redirect		alipay
Alipay HK	HK	Redirect		alipay_hk
Amazon Pay	Depends on business location	Redirect		amazonpay
Apple Pay	International	Direct		applepay
DANA	ID	Redirect		dana
Doku Wallet	ID	Redirect		doku_wallet
GCash	PH	Redirect		gcash
GrabPay	MY, PH, SG	Redirect		grabpay_MY, grabpay_PH, grabpay_SG
Google Pay	International	Direct		googlepay
KakaoPay	KR	Redirect		kakaopay
MobilePay	DK, FI	Redirect		mobilepay
MOLPoints	International	Redirect		molpay_points
MoMo	VN	Redirect		momo_wallet
PayCo	KR	Redirect		kcp_payco
PayPal	International	Direct (Web), Redirect (iOS, Android)		paypal
Paytm	IN	Redirect		paytm
Pix	BR	Additional action	90 days	pix
Qiwi	RU, KZ, UA	Redirect		qiwiwallet
Swish	SE	Additional action		swish
Touch'n Go	MY	Redirect		touchngo
Samsung Pay	International	Redirect		samsungpay
TWINT	CH	Redirect		twint
Vipps	NO	Redirect		vipps
WeChat Pay	CN	Redirect		wechatpaySDK, wechatpayQR
Yandex Money	RU	Redirect		yandex_money