You can get financing offers for all eligible users across the entire balance platform. Adyen provides this information in a CSV format, making it easy to analyze and utilize. For example, you can use this data to launch marketing campaigns that promote business financing.
Each offer is personalized for the account holder based on their processing history and has its own expiration date. The CSV file contains the minimum and the maximum grant amount each account holder is eligible for. The actual offer will fall within this specified range, but the exact amount may vary.
Offer data is generated daily at midnight Central European Time (CET). New offers can appear for account holders, even if they have an active grant. In some cases, this indicates that the account holder is eligible for a subsequent grant. Filter the list as needed before scheduling marketing campaigns. If an account holder does not appear, no active offers are available for them.
This page explains how to download a list of financing offers through your Customer Area.
Requirements
Before you begin, take into account the following requirements, limitations, and preparations.
| Requirement | Description |
|---|---|
| Integration type | You must have an Adyen for Platforms integration. |
| Customer Area roles | Make sure that you have the following user role:
|
| Limitations |
|
| Setup steps | Before you begin, ensure compliance with our guidelines for Capital when creating user interfaces, marketing materials, and other processes. |
Download financing offers for all eligible users
To get financing offers for all eligible users in your Customer Area, for the selected balance platform:
- Go to Financial products > Capital.
- Select Download Capital Offers CSV from the banner at the top of the page. This generates and downloads a list of account holders eligible for business financing, including their offer details, to your local file storage.
Sample
Download a sample eligible offer list for examples of the included data. Your downloaded file name should be similar to this: BalancePlatformName_EligibleCapitalOffers_YYYY_MM_DD.csv.
Here is an example of what the list looks like.
| Balance Platform name | Account holder ID | Min amount | Max amount | Currency | Start date (CEST) | Expiry date (CEST) |
|---|---|---|---|---|---|---|
| TestBalancePlatform | AH00000000000000000000001 | 1.00 | 6083.14 | NOK | 2025-10-05T22:42:44.6+02:00 | 2025-10-12T22:42:44.6+02:00 |
| TestBalancePlatform | AH00000000000000000000002 | 1.00 | 2600.11 | EUR | 2025-10-05T22:42:44.517+02:00 | 2025-10-12T22:42:44.517+02:00 |
| TestBalancePlatform | AH00000000000000000000003 | 1.00 | 8668.44 | GBP | 2025-10-05T22:42:46.255+02:00 | 2025-10-12T22:42:46.255+02:00 |
Data structure
If you need to upload the CSV data to any other application for future analysis, here is how you should interpret the columns and their data types.
| # | Column | Data type | Description |
|---|---|---|---|
| 1 | Balance Platform name | Unicode Text | The name of your Balance Platform account. |
| 2 | Account holder ID | Unicode Text | The unique identifier of the account holder. |
| 3 | Min amount | String | The minimum grant amount the account holder is eligible for, expressed in major units. |
| 4 | Max amount | String | The maximum grant amount the account holder is eligible for, expressed in major units. |
| 5 | Currency | Alpha Text (3-character limit) | The three-character ISO currency code for the offer. |
| 6 | Start date | Date field + Time field + Timezone | The timestamp indicating the start date and time of the offer's validity, in ISO 8601 format. |
| 7 | Expiry date | Date field + Time field + Timezone | The timestamp indicating the end date and time of the offer's validity, in ISO 8601 format. |