Payment method types
Your users can accept payments from several payment methods. Adyen supports key payment methods across different regions, channels, and verticals.
- Card payment methods: Adyen's payments platform supports most global and local card payment methods. By default, all card payments are captured immediately after authorisation.
- Alternative payment methods: Allow your users to accept ecommerce, in-app, and in-person payments without using cards. These methods include bank transfers, direct debit, e-wallets, mobile payments and so on.
Add payment methods
As your users are not able to request new payment methods from Essentials, you must add them to their merchant account.
You can add payment methods to merchant accounts using:
- Customer Area: If your user does not have a business line, you can configure payment methods in your Customer Area.
- Management API: If your user has a business line, you must make POST /paymentMethodSettings call to configure payment methods for their stores.
Supported payment methods
Payment methods that require additional parameters are currently not available through the Essentials onboarding flow.
You can configure the following payment methods for your users:
| Payment method | Payment method variant | Ecommerce | Point of sale | Notes |
|---|---|---|---|---|
| Accel | accel |  |
|
Requires additional parameters. |
| ACH Direct Debit | ach | |
 |
Requires approval, reach out to your Adyen contact. |
| Affirm | affirm | |
|
Requires additional parameters. |
| Alipay | alipay / alipay_wap | |
|
Requires shopper interaction. Set to eCommerce. |
| Alipay+ | alipay | |
|
Requires shopper interaction. Set to pos. |
| American Express | amex | |
|
Requires currencies and shopper interaction. |
| Apple Pay | applepay | Requires additional parameters |
No configuration required |
|
| Bancontact | bcmc | |
|
Requires additional parameters. |
| BLIK | blik | |
|
|
| China UnionPay (CUP) | cup | |
|
Requires shopper interaction. |
| Diners | diners | |
|
Discover will be automatically included in the setup. Diners Club International® is part of Discover. |
| Discover | discover | |
|
Diners will be automatically included in the setup. Diners Club International® is part of Discover. |
| eftpos Australia | eftpos_australia | |
|
|
| Girocard | girocard | |
|
|
| Google Pay | googlepay | Requires additional parameters |
No configuration required |
|
| iDEAL | ideal | |
|
|
| JCB | jcb | |
|
Requires shopper interaction and currencies for Australia, Canada, and New Zealand. |
| Klarna | klarna | |
|
Requires additional parameters. |
| klarna_account | |
|
Requires additional parameters. | |
| klarna_paynow | |
|
Requires additional parameters. | |
| Maestro | maestro | |
|
Not supported for the US. You can use Maestro USA instead. |
| MB WAY | mbway | |
|
|
| Mastercard | mc | |
|
|
| MobilePay | mobilepay | |
|
|
| Multibanco | multibanco | |
|
|
| Online banking Poland | onlinebanking_Pl | |
|
|
| Pay by Bank (Europe) | paybybank | |
|
Available currencies: EUR and GBP. |
| Pay Now | paynow | |
|
Available currencies: SGD. |
| Pay Now POS | paynow_pos | |
|
Available currencies: SGD. |
| PULSE | pulse | |
|
Requires additional parameters. |
| SEPA Direct Debit | sepadirectdebit | |
|
Requires approval, reach out to your Adyen contact. Only available through the Management API. |
| STAR | star | |
|
Requires additional parameters. |
| Swish | swish | |
|
Requires additional parameters. |
| Titres-restaurant | mealVoucher_FR | |
|
Requires additional parameters. |
| Trustly | trustly | |
|
|
| TWINT | twint | |
|
Requires additional parameters. |
| twint_pos | |
|
Requires additional parameters. | |
| Vipps | vipps | |
|
Requires additional parameters. |
| Visa | visa | |
|
|
| VPay | vpay | |
|
|