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Learn about pricing and settlement services for Bancontact on adyen.com.
Bancontact is the most popular payment method in Belgium, and the market leader for both online and in-store transactions.
When paying with Bancontact, the shopper can pay with either:
- Bancontact card: This is like a regular card payment, except that there is no security code, 3D Secure is mandatory, and payments are captured automatically.
- Bancontact mobile: The shopper is redirected to the Payconiq by Bancontact app, either directly on their mobile device, or by scanning a QR code on Desktop.
| Payment type | Payment flow | Countries | Currencies | Recurring | Refunds | Partial refunds | Separate captures |
Partial captures | Chargebacks | |
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| Bancontact card | Debit Card | Redirect | BE | EUR |  |
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| Bancontact mobile | Wallet | Additional action (QR code) | BE | EUR | |
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There is a chargeback risk for recurring payments, since they are processed through SEPA Direct Debit.