Klarna

Learn how to accept Klarna payments.

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Learn more about pricing and supported countries for Klarna on adyen.com.

Klarna is a popular Buy Now Pay Later payment method available in 19 countries. With Klarna, the shopper can choose to:

Pay later: Pay after the goods have been delivered.
Pay over time: Pay in installments over time.
Pay now: Pay the whole amount instantly, either by online banking or direct debit.

Before approving the payment, Klarna performs risk checks on the shopper. If successful, Klarna takes on the full fraud risk for the payment, and pays you up front.

	Payment type	Payment flow	Recurring	Partial captures	Chargebacks
Pay later	Buy Now Pay Later	Redirect		See note ²	See note ³
Pay over time	Buy Now Pay Later	Redirect	In the US	See note ²	See note ³
Pay now	Online banking / Direct debit	Redirect	In AT, DE, NL, SE See note ¹	See note ²	See note ³

¹ If you want to offer recurring payments for Klarna Pay now, contact our Support Team.

² To enable multiple partial captures, contact our Support Team.

³ Chargebacks can only occur if you don't follow Klarna scheme rules. For more information, see Klarna chargebacks.

Supported countries

Country	`countryCode`	`amount.currency`	Pay now	Pay later
Australia	AU	AUD
Austria	AT	EUR
Belgium	BE	EUR
Canada	CA	CAD
Denmark	DK	DKK
Finland	FI	EUR
France	FR	EUR
Germany	DE	EUR
Ireland	IE	EUR
Italy	IT	EUR
Norway	NO	NOK
Poland	PL	PLN
Portugal	PT	EUR
Spain	ES	EUR
Sweden	SE	SEK
Switzerland	CH	CHF	See note ³	See note ³
The Netherlands	NL	EUR
United Kingdom	GB	GBP
United States	US	USD

³ If you want to offer Klarna in Switzerland, contact our Support Team.

Klarna Merchant Portal

When you add Klarna as a payment method to your live account in the Customer Area, you receive an automated activation link to the dispute email address that you have provided. This email is the main login credential for the Klarna Merchant Portal. Note that you cannot change the dispute email address later.

As an Adyen Merchant, you will have access to the following features of the Klarna Merchant Portal:

Users App: Manage users in the organization and invite new ones.
Orders App: View information about orders and edit the shipping and billing details.
Branding App: Manage how brand assets are displayed on the Klarna's customer touchpoints.
On-Site Messaging App: Manage how Klarna payment options are communicated to your customers. For more information, see Klarna documentation.

For more information on how to use the Klarna Merchant Portal, see our FAQ pages.

You will not be able to manage disputes using the Klarna Merchant Portal. For more information about the disputes process and guidelines, see Klarna chargebacks.