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Apple Pay

Learn how to accept Apple Pay payments.

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Learn about pricing and settlement services for Apple Pay on adyen.com.

Apple Pay provides a secure and seamless payment method that you can offer in-app, in store, and on the web. Apple Pay uses network tokenization, stores payment information securely in the shopper's Apple Pay eligible device, and confirms the payment through Touch ID or Face ID authentication. If you are implementing in Europe, Apple Pay is PSD2 SCA-compliant.

When the shopper selects Apple Pay, they are presented with a payment sheet where they choose a card and provide contact details and shipping address. Then they are prompted to authenticate the payment through Face ID or Touch ID.

Apple Pay supports liability shift for American Express, Discover, JCB, Mastercard, and Visa cards. For Visa, liability shift occurs depending on the iOS version:

  • Version 16.2 or higher: the liability shift applies globally.
  • Version 16.1 or below: the liability shift applies for transactions with cards issued in Europe.

Adyen does not currently support China UnionPay cards through Apple Pay.

Payment type Payment flow Countries Currencies Recurring Refunds Partial refunds Multiple partial refunds Separate captures Partial captures Multiple partial captures Chargebacks
Wallets Additional action International Multiple checkmark
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Express payment method support

You can configure the Apple Pay Web Component to use Apple Pay as an express payment method.

Compatibility

Apple guidelines

When implementing Apple Pay, make sure that you consider guidelines on designing your Apple Pay integration, and implementing Apple Pay for your website or app.

Apple Pay is available with specific issuers, on specific devices and browsers, and in specific countries/regions. Refer to:

Additionally, Apple Pay is available to shoppers as a payment method option if they already added a card to their Apple Pay wallet.

Supported networks

Our integration supports the following card networks:

  • Accel: Supported in the US.
  • American Express: Supported globally.
  • Cartes Bancaires: Supported in France.
  • Discover: Supported in the US.
  • Electron: Supported globally.
  • Elo: Supported in Brazil. You must have a local business entity in Brazil to offer this to shoppers.
  • Girocard: Supported in Germany.
  • Interac: Supported in Canada. You must have a local business entity in Canada to offer this to shoppers. Payments are automatically captured at the moment of authorisation.
  • JCB: Supported in Japan.
  • Maestro: Supported in the EU and Brazil.
  • Maestro USA: Supported in the US.
  • Mastercard: Supported globally.
  • NYCE: Supported in the US.
  • PULSE: Supported in the US.
  • STAR: Supported in the US.
  • Visa: Supported globally.

Apple Pay certificate

To process Apple Pay payments, you need to use an Apple Pay certificate. You can use Adyen's Apple Pay certificate if you have a web integration, which makes it quicker to set up Apple Pay. If you have a mobile integration, you need to use your own Apple Developer account and certificate which requires extra configuration steps.

How do you want to integrate?