Integrate Adyen for Platforms into your commerce platform, ordering or point-of-sale solution, retail management system, or SaaS platform for a streamlined end-to-end payment experience. Allow your users to easily sign up, sell, and receive payments all within one solution.
Adyen for Platforms model
Doesn't sound quite right? Try our integration guide for marketplaces.
As a platform:
- You process in-person and/or online payments on behalf of your users.
- Your brand may be invisible to your users' customers.
With Adyen for Platforms, you can:
Adyen APIs
Explore how Adyen APIs work: run example calls to onboard users, process split payments, and pay out funds.
- Onboard and verify your users: onboard sellers, service providers, or contractors on to your platform, and let Adyen verify them before paying out. Adyen informs you of the results of the verification checks.
- Process payments: accept payments on behalf of your users using Adyen's payment processing platform. You can split the payments between one or more users, deduct costs as needed, and hold funds until payout.
- Pay out and transfer funds: decide when and how your users are paid, on demand or automated. Move funds within your platform to debit or credit funds to your user when needed.
- Manage risk: identify fraudulent behavior, stop suspicious payouts, and flag unusual user activities.
- Reports and reconciliation: use Adyen-generated reports for your bookkeeping and reconciliation processes to ensure accurate accounting of funds within your platform.
Supported countries/regions
You can onboard users operating in any of the following countries and regions.
| Europe |
|---|
Austria
Belgium
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Gibraltar
Greece
Guernsey
Hungary
Ireland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
Switzerland
United Kingdom (including Channel Islands and Isle of Man)1
| North America |
|---|
Canada
United States (including
Puerto Rico)
| Asia Pacific |
|---|
Australia
Hong Kong
New Zealand
Singapore
1 In-person payments and store creation are not supported in Channel Islands and Isle of Man
Offer additional financial products
Expand your platform's offerings by issuing debit cards and business accounts, or by providing business financing.
In addition to processing payments for your users, you can offer them the following financial products:
Card issuing
You can issue fully customizable virtual and physical debit cards from Mastercard and Visa to your users. Adyen Issuing allows you to receive authorization requests on your own servers, so that you can approve or decline any authorization.
Adyen operates in the background, making it possible to create accounts, customize your own cards, and manage your funds. You are always the point of contact for your users.
Business accounts
With an Adyen business account, your users can make business-related fund transfers to third-party bank accounts. For example, they can:
- Pay supplier invoices or utilities.
- Receive business-related fund transfers from any third party, such as payments from businesses or customers, directly in their business account.
- Receive payouts faster, because you can pay out directly to their Adyen business account, instead of a third-party bank account.
Business financing
With Adyen Capital, you can present business financing offers from Adyen directly to your users. We assess risks upfront, and proactively create offers for your users. This allows them to quickly get funds without an additional application process. Users repay daily, based on a fixed percentage of their processed volume through Adyen.
For more information, see availability and additional verification requirements for financial products.