Before a cardholder can use their card to make a payment, the balance account associated with the card needs to have enough funds.
You can get funds into balance accounts in the following ways:
- External bank transfer: you can send a bank transfer from your verified external transfer instrument (bank account) to your cardholder's balance account.
- Internal funds transfer: you can transfer funds between balance accounts within your balance platform.
- Acquired payments: if you acquire payments with Adyen, you can book the revenue from the payments to your cardholders' balance accounts.