Your users' legal entity type and operating country determine the required verification information you need to collect from your users. You can use Adyen's Hosted onboarding or build your own UI to collect information from your users. After Adyen receives the information, the verification process starts automatically.
You can choose from the following types of onboarding:
Hosted onboarding
Hosted onboarding Postman flows
Try out Postman flows in your private workspace to test all the required API calls with your own credentials. Select your business model: marketplace or platform.
Hosted onboarding is our recommended solution for collecting the information needed to onboard your users. This option requires less integration effort, because your users provide their information directly on a page hosted by Adyen.
You need to make a few API calls to the Legal Entity Management API and Configuration API to create and customize the resources required to generate the Adyen-hosted onboarding page.
You can also customize the theme, the language, and the user permissions of the hosted onboarding page.
If your users need to accept Adyen's Terms of Service, we include this step on the hosted onboarding page.
Instant bank account verification in hosted onboarding
For some locations and legal entity types, your users can choose to instantly verify their bank account details in your hosted onboarding page. They are prompted to log in to their online banking environment and confirm their account details. Their bank account is then verified within seconds without them needing to provide a bank statement.
This feature is currently only available for the following locations and legal entity types.
| Country/region | Individuals | Organizations |
|---|---|---|
| Austria |  |
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| Belgium | |
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| Canada | |
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| Denmark | |
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| Estonia | |
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| Finland | |
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| France | |
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| Germany | |
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| Ireland | |
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| Italy | |
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| Latvia | |
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| Lithuania | |
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| Netherlands | |
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| Norway | |
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| Portugal | |
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| Poland | |
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| Spain | |
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| Sweden | |
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| United Kingdom | |
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| United States | |
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To see an example of the entire hosted onboarding flow, you can watch a video here:
API-only onboarding
With API-only onboarding, you need to build your own UI where you collect data from your users. You then need to submit the collected data to Adyen by making requests to the Legal Entity Management API and the Configuration API.
To build your integration more quickly, you also can embed the Onboarding components into your UI to let your users enter their data. The component then uses the entered data to create the relevant resource. This means you do not need to make an API request to create the resource yourself.