Supported payout currencies

For each Adyen acquiring connection, learn which payment methods we acquire, which currencies we settle in, and how we pay out to your bank account.

How funds reach your bank account

Every transaction you process with Adyen goes through three steps:

1. Acquiring: Adyen processes the payment through one of our acquiring entities, for example Adyen Singapore. This includes global card schemes such as Visa or Mastercard, and any regional or alternative payment methods enabled on your account.
2. Settlement: The funds settle into an Adyen bank account in the settlement currency. The settlement currency depends on the acquiring region and payment method. The location of that bank account depends on both the currency and the acquiring entity, and determines which payment rails we can use to pay you out.
3. Payout: Adyen sends the balance to your bank account. You can receive payouts in two ways:
   • Local payout: We send funds through the currency's local payment rails, for example, SEPA in the eurozone or Faster Payments in the UK. Local payouts are faster and avoid SWIFT fees. You need a local bank account in a country that uses that specific currency as the legal tender.
   • Cross-border payout: We send funds through SWIFT. Your bank may charge incoming fees, and the transfer can take longer.

What this means for your payout setup

When choosing your settlement currency and payout bank account:

• If your bank account is located in a country or region that officially uses that currency (for example, a EUR account in the Eurozone), you receive local payouts. This is the fastest option with the lowest costs.
• If your bank account is located outside a country or region that officially uses that currency (for example, an AUD account at a Singaporean bank), payouts are delivered via SWIFT.
• Certain currencies can only be paid out to a local bank account within a country or region where that currency is the official legal tender: BRL, INR, MYR, MXN, and AED. SWIFT payouts are not supported for these currencies.

You can configure multiple payout currencies for each merchant account. Add a payout account for each payout currency. If you have a multi-currency bank account, you can use the same bank details for multiple payout accounts.

If your country or region is not listed in the following tables, refer to the country or region of the acquiring connection used to route your transactions.

APAC | Europe | North America | South America | Middle East

APAC

Australia (AU)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
AUD	Australia
EUR	Eurozone
GBP	United Kingdom
NZD	New Zealand
USD	United States

Hong Kong (HK)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
AUD	United States
CAD	United States
CHF	Netherlands
EUR	Eurozone
GBP	United Kingdom
HKD	Hong Kong
JPY	Japan
NZD	Netherlands
SGD	Singapore
USD	United States

India (IN)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
INR	India

Japan (JP)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
JPY	Japan
USD	United States

Malaysia (MY)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
MYR	Malaysia

New Zealand (NZ)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
AUD	Australia
NZD	New Zealand
USD	United States

Singapore (SG)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
AUD	Australia
CNY	Netherlands
EUR	Eurozone
GBP	United Kingdom
HKD	Hong Kong
JPY	Japan
NZD	New Zealand
SGD	Singapore
THB	Netherlands
USD	United States

Europe

European Union (EU)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
AED	Netherlands
AUD	Australia
CAD	Canada
CHF	Switzerland
CNY	Netherlands
CZK	Czech Republic
DKK	Denmark
EUR	Eurozone
GBP	United Kingdom
HKD	Hong Kong
HUF	Hungary
ILS	Netherlands
ISK	Iceland
JPY	Japan
KWD	Netherlands
MXN	Netherlands
NOK	Norway
NZD	New Zealand
PLN	Poland
RON	Netherlands
SEK	Sweden
SGD	Singapore
THB	Netherlands
TRY	Netherlands
USD	United States
ZAR	Netherlands

United Kingdom (UK)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
AED	Netherlands
AUD	Australia
CAD	Canada
CHF	Switzerland
CZK	Czech Republic
DKK	Denmark
EUR	Eurozone
GBP	United Kingdom
HKD	Hong Kong
HUF	Hungary
ILS	Netherlands
JPY	Japan
MXN	Netherlands
NOK	Norway
NZD	New Zealand
PLN	Poland
RON	Netherlands
SEK	Sweden
SGD	Singapore
THB	Netherlands
TRY	Netherlands
USD	United States
ZAR	Netherlands

North America

Canada (CA)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
CAD	Canada
USD	United States

United States (US)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
AUD	Australia
CAD	Canada
EUR	Eurozone
GBP	United Kingdom
HKD	Hong Kong
JPY	Japan
USD	United States

South America

Brazil (BR)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
BRL	Brazil

Mexico (MX)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
MXN	Mexico
USD	United States

Middle East

United Arab Emirates (UAE)

Settlement currency	Where Adyen holds the funds	Local payout	Cross-border payout
AED	UAE
EUR	UAE
GBP	UAE
SAR	UAE
USD	UAE

See also