Adyen supports paying out funds from your balance account to Mastercard or Visa cards by using the Transfers API. You can use this feature to pay out to any third-party cardholder, such as freelancers or providers.
Typically, the funds you pay out become available to the cardholder within 30 minutes. However, depending on the issuer, the payout process can take longer.
To enable card payouts for your company, reach out to your Adyen contact.
Supported locations and currencies
The following table shows the locations where Adyen supports payouts to Mastercard and Visa cards.
| Location | Types of supported payouts | Supported payout currency |
|---|---|---|
| Countries/regions that are members of the European Economic Area (EEA) | — Domestic — Cross-border: only supported for cards issued within the EEA. |
The local currency of the country/region that issued the card. |
| United States | Domestic | US Dollar (USD) |
| United Kingdom | Domestic | British Pound (GBP) |
How card payouts work
Adyen supports two types of card payouts:
- One-off payouts: make a single payout to a card.
- Recurring payouts: save the details of a card and make recurrent payouts to that card.
The following tabs explain how to make each type of card payout.
To make a one-off payout to a card:
- (Conditional) Enable your account to receive additional data in /payments responses. You only need to do this one time.
This is required if:- You want to check if a card is eligible for payouts.
- You want to tokenize and save card details.
- (Optional) Make a zero-auth payment to check if the card is eligible for payouts.
- (Conditional) Store the card details by using tokenization.
This is required if you are not fully PCI compliant. - Make a card payout request using the /transfers endpoint.