Make an instant card payout

post /payout

With this call, you can pay out to your customers, and funds will be made available within 30 minutes on the cardholder's bank account (this is dependent on whether the issuer supports this functionality). Instant card payouts are only supported for Visa and Mastercard cards.

Endpoint destination URL

https://pal-test.adyen.com/pal/servlet/Payout/v68/payout
Click to copy

Request parameters

amount object Required

The amount information for the transaction (in minor units). For BIN or card verification requests, set amount to 0 (zero).

billingAddress object

The address where to send the invoice.

The billingAddress object is required in the following scenarios. Include all of the fields within this object.

  • For 3D Secure 2 transactions in all browser-based and mobile implementations.
  • For cross-border payouts to and from Canada.
card object

A container for card data.

Either bankAccount or card field must be provided in a payment request.

fraudOffset integer

An integer value that is added to the normal fraud score. The value can be either positive or negative.

fundSource object

The person or entity funding the money.

merchantAccount string Required

The merchant account identifier, with which you want to process the transaction.

recurring object

The recurring settings for the payment. Use this property when you want to enable recurring payments.

reference string Required

The reference to uniquely identify a payment. This reference is used in all communication with you about the payment status. We recommend using a unique value per payment; however, it is not a requirement. If you need to provide multiple references for a transaction, separate them with hyphens ("-"). Maximum length: 80 characters.

selectedRecurringDetailReference string

The recurringDetailReference you want to use for this payment. The value LATEST can be used to select the most recently stored recurring detail.

shopperEmail string

The shopper's email address. We recommend that you provide this data, as it is used in velocity fraud checks.

For 3D Secure 2 transactions, schemes require shopperEmail for all browser-based and mobile implementations.

shopperInteraction string

Specifies the sales channel, through which the shopper gives their card details, and whether the shopper is a returning customer. For the web service API, Adyen assumes Ecommerce shopper interaction by default.

This field has the following possible values:

  • Ecommerce - Online transactions where the cardholder is present (online). For better authorisation rates, we recommend sending the card security code (CSC) along with the request.
  • ContAuth - Card on file and/or subscription transactions, where the cardholder is known to the merchant (returning customer). If the shopper is present (online), you can supply also the CSC to improve authorisation (one-click payment).
  • Moto - Mail-order and telephone-order transactions where the shopper is in contact with the merchant via email or telephone.
  • POS - Point-of-sale transactions where the shopper is physically present to make a payment using a secure payment terminal.
shopperName object

The shopper's full name.

shopperReference string

Required for recurring payments. Your reference to uniquely identify this shopper, for example user ID or account ID. Minimum length: 3 characters.

Your reference must not include personally identifiable information (PII), for example name or email address.

telephoneNumber string

The shopper's telephone number.

Response parameters

After submitting a call, you receive a response message to inform you that your request was received and processed.

Depending on the HTTP status code of the response message, it is helpful to build some logic to handle any errors that a request or the system may return.

HTTP Responses

  • 200 - OK

    The request has succeeded.

    Show more Show less
  • 400 - Bad Request

    A problem reading or understanding the request.

    Show more Show less
  • 401 - Unauthorized

    Authentication required.

    Show more Show less
  • 403 - Forbidden

    Insufficient permissions to process the request.

    Show more Show less
  • 422 - Unprocessable Entity

    A request validation error.

    Show more Show less
  • 500 - Internal Server Error

    The server could not process the request.

    Show more Show less
  • Request
  • Click to copy
  • Response
  • Click to copy