Ratepay

Ratepay provides buy now, pay later (Open invoice) payments in Austria, Germany, the Netherlands, and Switzerland. Ratepay also provides secured direct debit payments in Austria, Germany, and the Netherlands.

Before approving the payment, Ratepay performs risk checks on the shopper. If successful, Ratepay takes on the full fraud risk for the payment, and pays you up front.

If the shopper chooses to pay with Buy Now Pay Later, Ratepay pays you as soon as you capture the payment.

Payment type	Payment flow	Countries	Currencies	Recurring	Refunds	Partial refunds	Multiple partial refunds	Separate captures	Partial captures	Multiple partial captures	Chargebacks
Buy Now Pay Later, Direct Debit	Additional action	DE, AT, NL	EUR

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