To process payments with UPI, you must comply with regulations in India, have a local entity and a local integration in India. Reach out to your account manager or our Support Team for more information.
With UPI, shoppers can link their bank account to a mobile app, allowing them to make purchases via instant bank transfer. Shoppers can use one of a number of apps built by participating banks or third party partners. See the UPI website for the full list of supported UPI apps.
With UPI, you can give your shoppers different payment options:
- UPI Collect - ask your shopper to enter their UPI virtual payment address (VPA) and complete the payment on their UPI app.
- UPI QR - present a QR code to your shopper which they can scan to complete the payment using their UPI app.
- UPI Intent - redirect your shopper to their UPI app on their mobile device.
| Payment type | Payment flow | Countries | Currencies | Recurring | Refunds | Partial refunds | Multiple partial refunds | Separate captures | Partial captures | Multiple partial captures | Chargebacks |
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| Direct debit | QR code, redirect or additional action | India | INR |
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