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Payment methods

Learn about the payment methods you can add to your integration.

Adyen supports key payment methods across different regions, channels, and verticals. Here we list popular payment methods that you can add to your Adyen integration.

For an overview of your integration options, refer to Online payments.

We classify payment methods using the following attributes: 

Payment flow

The payment flow is the experience of using the payment method from the perspective of the shopper. Payments processed on the plataforma de pagamentos da Adyen can follow one of three flows:

  • Direct: You collect the shopper's payment details and submit them to Adyen. The payment is completed without the shopper leaving your website or app. This is the payment flow for cards, and some direct debit and buy now, pay later (open invoice) payment methods.
  • Redirect: After you collect the shopper's payment details, you redirect them to the payment method's website or app to verify and complete the payment. This is the payment flow for online banking, most wallet, and Middle East card payment methods.
  • Additional action: To complete the payment, the shopper needs to perform additional action, such as paying at a store, bank, or ATM or using wallets where they scan a QR code with their mobile app. For this payment flow, you will need to handle asynchronous payment results.

We recommend that you set up notification webhooks to get the latest payment status updates for most payment methods.

Recurring

Recurring payments let you provide shopper interactions like subscriptions, or a one-click checkout.

To make recurring payments you'll need to store your shopper's payment details by tokenizing them. You can use the tokenized payment details to make future payments, without the shopper needing to provide these details again.

For some payment methods, recurring payments are made using SEPA Direct Debit. This is common for European payment methods.

Refunds

Most payment methods allow you to make refunds to a shopper. A general exception to this is additional action payment methods, where the payment is not made online, but in a store, bank, or ATM.

Chargebacks

A chargeback occurs when a shopper disputes a transaction. Payment methods that don't support chargebacks are usually redirect payment methods, which require the shopper to perform additional verification to complete the payment.

While some European payment methods don't support chargebacks, any recurring payments made using SEPA Direct Debit or BACS Direct Debit can be disputed and charged back.

Add payment methods to your account

Before you can use new payment methods, you need to request them in your Customer Area.

  1. Log in to your Customer Area.
  2. Switch to your merchant account.
  3. Go to Account > Payment methods.
  4. Select Add payment methods.
  5. Start entering the name of the payment method, then select it from the drop-down list.
  6. Select Submit.

We will contact you if there are additional requirements before we can add the payment method to your account.

To see how to add payment methods, you can also watch a video here:

Supported payment methods for each integration type

Most payment methods are readily supported in all our client-side integrations. After you add payment methods in your Customer Area, you can already show the payment method on your payment form. The additional implementation effort for offering a new payment method depends on your type of integration.

Your integration What you need to do to offer a new payment method
Drop-in Usually no additional implementation effort. Drop-in automatically renders supported payment methods. If a payment method requires additional configuration, you will find more information in the payment method integration guide.
Components Create a Component for the payment method. If a payment method requires a specific configuration, you will find more information in the payment method integration guide.
Plugins Usually no additional implementation effort. The plugin automatically renders supported payment methods. If a payment method requires additional configuration, you will find more information in the plugin integration guide. For more information, see the list of payment methods supported by our in-house built plugins..
API only Use the paymentMethod.type value provided in the tables below and build your own UI for the payment method.
Pay by Link No additional implementation effort. The hosted payment form automatically renders supported payment methods.

We are actively building Drop-in and Components to support more payment methods. To check the latest on Drop-in and Components for web, iOS, and Android, refer to our release notes. If you have questions about supported payment methods, contact our Support Team.

Credit and debit cards

Payment method Countries 3D Secure Recurring Refunds Chargebacks paymentMethod.type
American Express International
-white_check_mark-
-white_check_mark-
-white_check_mark-
-white_check_mark-
scheme
Bancontact BE
-white_check_mark-
Required
-white_check_mark-
See note 1
-white_check_mark-
-x-
See note 2
bcmc, bcmc_mobile
CARNET MX
-x-
-white_check_mark-
-white_check_mark-
-white_check_mark-
scheme
Cartes Bancaires FR
-white_check_mark-
-white_check_mark-
-white_check_mark-
-white_check_mark-
scheme
China UnionPay International
-white_check_mark-
-white_check_mark-
-white_check_mark-
-white_check_mark-
scheme
Diners International
-white_check_mark-
-white_check_mark-
-white_check_mark-
-white_check_mark-
scheme
Discover International
-white_check_mark-
-white_check_mark-
-white_check_mark-
-white_check_mark-
scheme
Elo BR
-x-
-white_check_mark-
-white_check_mark-
-white_check_mark-
scheme
Hipercard BR
-x-
-white_check_mark-
-white_check_mark-
-x-
scheme
JCB International
-white_check_mark-
-white_check_mark-
-white_check_mark-
-white_check_mark-
scheme
mada SA
-white_check_mark-
-x-
-white_check_mark-
-white_check_mark-
scheme
Maestro International
-white_check_mark-
-x-
-white_check_mark-
-white_check_mark-
scheme
Mastercard International
-white_check_mark-
-white_check_mark-
-white_check_mark-
-white_check_mark-
scheme
Troy TR
-white_check_mark-
-white_check_mark-
-white_check_mark-
-white_check_mark-
scheme
Visa International
-white_check_mark-
-white_check_mark-
-white_check_mark-
-white_check_mark-
scheme

1 Recurring payments are processed with SEPA Direct Debit
2 There is a chargeback risk for the recurring payments, since they are processed with SEPA Direct Debit.

Middle East cards

Unlike other card schemes, these card payment methods do not follow the Direct flow. They follow the Redirect flow.

Payment method Countries Payment flow Recurring Refunds Chargebacks paymentMethod.type
Benefit BH Redirect -x- -white_check_mark- -x- benefit
KNET KW Redirect -x- -white_check_mark- -x- knet
NAPS QA Redirect -x- -white_check_mark- -x- naps
OmanNet OM Redirect -x- -white_check_mark- -x- omannet

Cash and ATM payment methods

Payment method Countries Payment flow Recurring Refunds Chargebacks paymentMethod.type
7-Eleven (Malaysia) MY Additional action
-x-
-x-
-x-
molpay_cash
Alfamart (Indonesian convenience stores) ID Additional action
-x-
-x-
-x-
doku_alfamart
Boleto BR Additional action
-x-
-x-
-x-
boletobancario_issuer_name, for example boletobancario_santander
ePay MY Additional action
-x-
-x-
-x-
molpay_epay
Indomaret (Indonesian convenience stores) ID Additional action
-x-
-x-
-x-
doku_indomaret
Indonesian bank transfer ID Additional action
-x-
-x-
-x-
doku_permata_lite_atm
Japanese convenience stores /
7-Eleven Japan
JP Additional action
-x-
-x-
-x-
econtext_stores, econtext_seven_eleven
Multibanco PT Additional action
-x-
-x-
-x-
multibanco
OXXO MX Additional action
-x-
-x-
-x-
oxxo
Pay-easy / Japanese ATM payments JP Additional action
-x-
-x-
-x-
econtext_atm
Paysbuy (Tesco Lotus) TH Additional action
-x-
-x-
-x-
molpay_paysbuy
Philippines convenience stores PH Additional action
-x-
-x-
-x-
dragonpay_otc_philippines
Philippines Over the counter bank & ATM PH Additional action
-x-
-x-
-x-
dragonpay_otc_banking
Russian cash terminals RU Additional action
-x-
-x-
-x-
yandex_cash

Direct Debit

Payment method Countries Payment flow Recurring Refunds Chargebacks paymentMethod.type
ACH Direct Debit US Direct
-white_check_mark-
-white_check_mark-
-white_check_mark-
ach
BACS Direct Debit GB Redirect
-white_check_mark-
-white_check_mark-
-white_check_mark-
directdebit_GB
RatePay AT, DE, NL Direct
-x-
-white_check_mark-
-x-
ratepay_directdebit
SEPA Direct Debit Euro zone Direct
-white_check_mark-
-white_check_mark-
-white_check_mark-
sepadirectdebit

Online banking

Payment method Countries Payment flow Recurring Refunds Chargebacks paymentMethod.type
Alfa-Click RU Redirect
-x-
-white_check_mark-
-x-
yandex_alfaclick
BLIK PL Additional action
-x-
-white_check_mark-
-x-
blik
EPS AT Redirect
-white_check_mark-
See note 1
-white_check_mark-
-x-
See note 2
eps
giropay DE Redirect
-white_check_mark-
See note 1
-white_check_mark-
-x-
See note 2
giropay
iDEAL NL Redirect
-white_check_mark-
See note 1
-white_check_mark-
-x-
See note 2
ideal
Interac Online CA Redirect
-x-
-white_check_mark-
90 days
-x-
interac
Japanese online banking JP Redirect
-x-
-x-
-x-
econtext_online
Korean online banking KR Redirect
-x-
-white_check_mark-
-x-
kcp_banktransfer
Malaysian online banking MY Redirect
-x-
-white_check_mark-
-x-
molpay_ebanking_fpx_MY
MB WAY PT Additional action
-x-
-white_check_mark-
-x-
mbway
Philippines online banking PH Redirect
-x-
-x-
-x-
dragonpay_ebanking
Polish online banking PL Redirect
-x-
-white_check_mark-
-x-
dotpay
Promsvyazbank online RU Redirect
-x-
-x-
-x-
yandex_promsvyazbank
Sberbank Online RU Redirect
-x-
-white_check_mark-
  yandex_sberbank
Sofort AT, BE, CH, DE, ES, GB, IT, NL, PL Redirect
-white_check_mark-
See note 1
-white_check_mark-
-white_check_mark-
See note 3
directEbanking
Klarna - Pay now AT, CH, DE, NL, SE Redirect
-white_check_mark-
-white_check_mark-
-x-
klarna_paynow
Thai online banking TH Redirect
-x-
-x-
-x-
molpay_ebanking_TH
Trustly DK, FI, NO, SE and more
See note 4
Redirect
-white_check_mark-
See note 5
-white_check_mark-
-white_check_mark-
trustly
Vietnamese online banking through MoMo ATM VN Redirect
-x-
-white_check_mark-
-x-
momo_atm

1 Recurring payments are processed with SEPA Direct Debit
2 There is a chargeback risk for the recurring payments, since they are processed with SEPA Direct Debit
3 Non-payments do not incur a fee. 
4 Trustly is supported in more European countries. Contact Support Team for more information.
5 Recurring Trustly payments can only be processed in Sweden (SEK).

Buy Now Pay Later

Payment method Countries Payment flow Recurring  Refunds    Chargebacks paymentMethod.type
3x 4x Oney FR, ES Redirect
-x-
-white_check_mark-
-x-
facilypay_3x (FR, ES),
facilypay_4x (FR, ES),
facilypay_6x (ES only),
facilypay_10x (ES only),
facilypay_12x (ES only)
Affirm US Redirect
-x-
-white_check_mark-
Limited 1
affirm
Afterpay AU, NZ, US, CA Redirect
-x-
-white_check_mark-
-x-
afterpaytouch
Clearpay GB Redirect
-x-
-white_check_mark-
-x-
clearpay
Fawry EG Redirect
-x-
-x-
-x-
fawry
GrabPay PayLater MY, SG Redirect
-x-
-white_check_mark-
-x-
grabpay_postpaid_SG,
grabpay_instalment4_SG,
grabpay_postpaid_MY,
grabpay_instalment4_MY
Klarna - Pay later AT, BE, CH, DE, DK, FI, GB, NO, SE, NL Redirect
-white_check_mark-
-white_check_mark-
-x-
klarna,
klarna_b2b
Klarna - Pay over time AT, DE, DK, ES, FI, GB, IT, NO, SE, US Redirect
-x-
-white_check_mark-
-x-
klarna_account
PayBright CA Redirect
-x-
-white_check_mark-
-white_check_mark-
paybright
RatePay AT, CH, DE, NL Direct
-x-
-white_check_mark-
-x-
ratepay
Zip AU Redirect
-white_check_mark-
-white_check_mark-
-white_check_mark-
zip

1 Chargebacks are limited to shopper dissatisfaction disputes. Affirm provides liability shift for disputes related to fraud and authorisation.

Prepaid and gift cards

Payment method Countries Payment flow Recurring  Refunds    Chargebacks paymentMethod.type
Gift cards International Direct
-x-
-white_check_mark-
-x-
Multiple
PaySafeCard International Redirect
-x-
-x-
-x-
paysafecard

Wallets

Payment method Countries Payment flow Recurring  Refunds    Chargebacks paymentMethod.type
African eWallets and eBanking GH, KE, TZ, UG Redirect
-x-
-white_check_mark-
-x-
cellulant
Alipay CN Redirect
-x-
-white_check_mark-
-x-
alipay
Alipay HK HK Redirect
-x-
-white_check_mark-
-white_check_mark-
alipay_hk
Amazon Pay Depends on business location Direct
-white_check_mark-
-white_check_mark-
-white_check_mark-
amazonpay
Apple Pay International Direct
-white_check_mark-
-white_check_mark-
-white_check_mark-
applepay
DANA ID Redirect
-x-
-white_check_mark-
-x-
dana
Doku Wallet ID Redirect
-x-
-x-
-x-
doku_wallet
GCash PH Redirect
-white_check_mark-
-white_check_mark-
-x-
gcash
GrabPay MY, PH, SG Redirect
-white_check_mark-
-white_check_mark-
-x-
grabpay_MY, grabpay_PH, grabpay_SG
Google Pay International Direct
-white_check_mark-
-white_check_mark-
-white_check_mark-
paywithgoogle
KakaoPay KR Redirect
-white_check_mark-
-white_check_mark-
-x-
kakaopay
Masterpass International Redirect
-white_check_mark-
-white_check_mark-
-white_check_mark-
masterpass
MobilePay DK, FI Redirect
-x-
-white_check_mark-
-white_check_mark-
mobilepay
MOLPoints International Redirect
-x-
-x-
-x-
molpay_points
MoMo Wallet VN Redirect
-white_check_mark-
-white_check_mark-
-x-
momo_wallet
PayCo KR Redirect
-x-
-white_check_mark-
-x-
kcp_payco
PayPal International Direct (Web), Redirect (iOS, Android)
-white_check_mark-
-white_check_mark-
-white_check_mark-
paypal
Paytm IN Redirect
-white_check_mark-
-white_check_mark-
-white_check_mark-
paytm
Pix BR Additional action
-x-
-white_check_mark-
90 days
-x-
pix
Qiwi RU, KZ, UA Redirect
-white_check_mark-
-white_check_mark-
-x-
qiwiwallet
Swish SE Additional action
-x-
-white_check_mark-
-x-
swish
Samsung Pay International Redirect
-x-
-white_check_mark-
-white_check_mark-
samsungpay
TWINT CH Redirect
-x-
-white_check_mark-
-white_check_mark-
twint
Vipps NO Redirect
-white_check_mark-
-white_check_mark-
-x-
vipps
Visa Click to Pay AU, BR, FR, GB, HK, IE, PL, SG, SP Redirect
-white_check_mark-
-white_check_mark-
-white_check_mark-
visacheckout
WebMoney RU Redirect
-x-
-white_check_mark-
-x-
yandex_webmoney
WeChat Pay CN Redirect
-x-
-white_check_mark-
-x-
wechatpayWeb, wechatpaySDK, wechatpayQR
Yandex Money RU Redirect
-x-
-white_check_mark-
-x-
yandex_money

See also