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Bancontact card

Accept Bancontact cards payments in Belgium.

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Learn about pricing and settlement services for Bancontact on

Bancontact is the most popular payment method in Belgium, and the market leader for both online and in-person transactions.

A Bancontact card payment is like a regular card payment, except for the following:

  • There is no CVC. For co-badged cards, the CVC field can still appear.
  • 3D Secure authentication is mandatory.
  • Separate captures are not supported.

Bancontact cards are often co-badged, so your integration must be compliant with European co-badged card regulations.

You can also accept payments through the Bancontact app.

Payment type Payment flow Countries Currencies Recurring Refunds Partial refunds Separate
Partial captures Chargebacks
Bancontact card Debit Card Redirect BE EUR -white_check_mark- -white_check_mark- -white_check_mark- -x- -x- -x-

There is a chargeback risk for recurring payments, since they are processed through SEPA Direct Debit.

How do you want to integrate?