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MOLPay online banking Drop-in integration

Add MOLPay online banking to your existing iOS Drop-in integration.

Our iOS Drop-in renders MOLPay online banking in your payment form, and redirects the shopper to their selected bank's website or app to complete the payment.

When making a MOLPay online banking payment, you additionally need to:

Requirements

Select which endpoint you are using:

Show MOLPay online banking in your payment form

Drop-in uses the countryCode and the amount.currency from your /paymentMethods request to show the available payment methods to your shopper.

To show MOLPay online banking in your payment form, you need to specify in your /paymentMethods request:

countryCode amount.currency
MY MYR
TH THB

After the shopper selects a payment method and provides payment details, Drop-in invokes the didSubmit method which contains data.paymentMethod. Pass data.paymentMethod to your server and make a payment request.

Make a payment

When the shopper proceeds to pay, Drop-in invokes the didSubmit method which contains data.paymentMethod.

  1. Pass data.paymentMethod to your server.
  2. From your server, make a /payments request, specifying:
    • paymentMethod: The state.data.paymentMethod from the didSubmit event from your front end.
    • reference: Your unique reference for this payment.
    • amount: The amount that the shopper needs to pay.
    • returnUrl: The URL the shopper will be redirected back to after they complete the payment.

In the /payments response, note the action object. This contains the information needed to redirect the shopper.

  1. Pass the action object to your client app. Drop-in needs this to redirect the shopper to the issuing bank's website or app.

Handle the redirect

Drop-in redirects the shopper to the issuing bank's app or website where they complete the payment.  

  1. To inform Drop-in when the shopper returns to your app, implement the following in your UIApplicationDelegate:
func application(_ app: UIApplication, open url: URL, options: [UIApplicationOpenURLOptionsKey: Any] = [:]) -> Bool {
    RedirectComponent.applicationDidOpen(from: url)
    return true
}

After Drop-in completes the action, it invokes the didProvide method.

  1. From your server, make a POST /payments/details request providing the data from the didProvide method from your client app.

You receive a response containing:

  • resultCode: Use this to present the result to your shopper.

  • pspReference: Our unique identifier for the transaction.

Present the payment result

Use the resultCode that you received in the /payments/details response to present the payment result to your shopper.

The resultCode values you can receive for MOLPay online banking are:

resultCode Description Action to take
Authorised The payment was successful. Inform the shopper that the payment has been successful.
You will receive the funds in 2-3 days.
Cancelled The shopper cancelled the payment while on their bank's website. Ask the shopper whether they want to continue with the order, or ask them to select a different payment method.
Error There was an error when the payment was being processed. Inform the shopper that there was an error processing their payment. You'll receive a refusalReason in the same response, indicating the cause of the error.
Pending or
Received		 The shopper has completed the payment but the final result is not yet known. It may take minutes or hours for the MOLPay online banking payments network to confirm this. Inform the shopper that you have received their order, and are waiting for the payment to be completed.
You will receive the final result of the payment in an AUTHORISATION webhook.
Refused The payment was refused by the shopper's bank. Ask the shopper to try the payment again using a different payment method.

If the shopper failed to return to your website or app, wait for webhooks to know the outcome of the payment:

eventCode success field Description Action to take
AUTHORISATION false The transaction failed. Cancel the order and inform the shopper that the payment failed.
AUTHORISATION true The shopper successfully completed the payment. Inform the shopper that the payment has been successful and proceed with the order.

Test and go live

Using any issuer ID that is available for the MOLPay eBanking Component for the respective country/region, make MOLPay online banking test payments to test the different payment results.

Check the status of the MOLPay test payments in your Customer Area > Transactions > Payments.

Before you can accept live MOLPay payments, you need to submit a request for MOLPay in your live Customer Area.

See also