Authorisation for an IBAN payment

Mandatory sub-lines

The PaymentDetails and IBAN sub-lines described below are mandatory when submitting a bank transfer or a SEPA Direct Debit (DD) payment authorisation request.

PaymentDetails

This sub-line specifies transaction amount and customer details.

Optional fields: if you do not populate one or more non-mandatory fields and leave them blank, you need in any case to insert delimiting commas because the Adyen payments platform expects a preset, fixed number of fields per line/sub-line.

Field #	Format	Description
1	Fixed value: `SL`	Record type identifier
2	Numeric	`SL` sub-line record number reference within its parent line. The counter starts at 1, and it increments sequentially by one unit.
3	Fixed value: `PaymentDetails`	Transaction type. Defines the required field types for the specific sub-line.
4	Numeric	Amount.
5	Numeric	The currency exponent.
6	Alphabetic	The three-character ISO currency code.
7	Alphanumeric	A shopper's reference, which is the unique identifier for a shopper. Required element for recurring payments and to create recurring contracts.
8	Email address	The shopper's email address. Required element for recurring payments and to create recurring contracts.
9	Alphanumeric	Shopper statement. The soft descriptor for the transaction.
10	IP address	The IP address the shopper used to carry out the transaction.
11	Numeric	Fraud offset. The value to be applied to offset the calculated risk score. It can be either a positive or a negative value.

IBAN

This sub-line holds information about bank transfer or SEPA Direct Debit (DD) payments carried out using the shopper's IBAN details.
In an authorization request for IBAN payments, the IBAN sub-line needs to be submitted as sub-line 2.

Field #	Format	Description
1	Fixed value: `SL`	Record type identifier
2	Numeric	`SL` sub-line record number reference within its parent line.The counter starts at 1, and it increments sequentially by one unit.
3	Fixed value: `IBAN`	Transaction type. Defines the required field types for the specific sub-line.
4	Alphanumeric Cannot be only numbers. Minimum 3 characters.	Bank account owner name. If provided details don't match the required format, the response returns the error message: 203 'Invalid bank account holder name'.
5	Alphabetic	Two-letter country code. The `country` value format needs to adhere to the ISO 3166-1 alpha-2 standard. An invalid country code results in a transaction/request rejection. You can look up country codes on the ISO website.
6	Alphanumeric	IBAN code.
7	Alphanumeric	BIC code.

FH,1.0,TEST,Company,TestCompany,Default,2,ws@Company.TestCompany,Authorisation,FileHeaderEchoData
BH,1,BlockHeaderEchoData
L,1,MerchantAccount,TestMerchant,Authorisation,Test Product 6,
SL,1,PaymentDetails,100,2,SEK,,,,,
SL,2,IBAN,A. Klaassen,NL,NL13TEST0123456789,
BT,1
FT,1

Optional sub-lines

The Address , and MerchantOrderReference sub-lines described below can be optionally included in the payment request.

Address

You can use the Address sub-line to include information about the shopper's billing and delivery addresses.
You need to specify billing and deliver addresses on separate Address sub-lines:

One Address sub-line containing the billing address information;
One Address sub-line containing the delivery address information.

Field #	Format	Description
1	Fixed value: `SL`	Record type identifier
2	Numeric	`SL` sub-line record number reference within its parent line. The counter starts at 1, and it increments sequentially by one unit.
3	Fixed value: `Address`	Transaction type. Defines the required field types for the specific sub-line.
4	Allowed values: `Billing` `Delivery`	The type of address that is being submitted: either a billing or a delivery address.
5	Alphanumeric	Street address.
6	Alphanumeric	House number or name.
7	Alphanumeric	City.
8	Alphanumeric	ZIP/Post code.
9	Alphanumeric	State/Province/Region.
10	Alphabetic	Two-letter country code. The `country` value format needs to adhere to the ISO 3166-1 alpha-2 standard. An invalid country code results in a transaction/request rejection. You can look up country codes on the ISO website.

FH,1.0,TEST,Company,TestCompany,Default,2,ws@Company.TestCompany,Authorisation,FileHeaderEchoData
BH,1,BlockHeaderEchoData
L,1,MerchantAccount,TestMerchant,Authorisation,Test Product 6,
SL,1,PaymentDetails,100,2,SEK,,,,,
SL,2,IBAN,A. Klaassen,NL,NL13TEST0123456789,
SL,3,Address,Billing,South Buena Vista Street,500,Burbank,91521,CA,US
SL,4,Address,Delivery,Some Street,123,Some Town,90102,CA,US
BT,1
FT,1

MerchantOrderReference

Field #	Format	Description
1	Fixed value: `SL`	Record type identifier
2	Numeric	`SL` sub-line record number reference within its parent line. The counter starts at 1, and it increments sequentially by one unit.
3	Fixed value: `MerchantOrderReference`	Transaction type. Defines the required field types for the specific sub-line.
4	Alphanumeric	Value of your order reference.

FH,1.0,TEST,Company,TestCompany,Default,2,ws@Company.TestCompany,Authorisation,FileHeaderEchoData
BH,1,BlockHeaderEchoData
L,1,MerchantAccount,TestMerchant,Authorisation,Test Product 6,
SL,1,PaymentDetails,100,2,SEK,,,,,
SL,2,Card,4111111111111111,08,2018,737,CardHolderName,,,
SL,3,MerchantOrderReference,XY66AB
BT,1
FT,1