3D Secure 2 Component

Add native 3D Secure 2 authentication to your integration.

Our 3D Secure 2 Component handles the 3D Secure 2 device fingerprinting and challenge flows, including the data exchange between your front end and the issuer's Access Control Server (ACS).

When adding native 3D Secure 2 authentication to your integration:

Collect the card holder name in your payment form.
Provide additional parameters when making a payment request.
Use the 3D Secure 2 Component to perform the authentication flow.
If you indicated that your integration can handle 3D Secure 1 and the payment was routed to 3D Secure 1, use the Redirect Component to handle the redirect.

This page describes the integration steps for v3.0.0 or later of Android Components. If you are using an earlier version, refer to an earlier version of this integration guide.

Before you begin

Before starting your integration, make sure that you have integrated our Card Component, or built you own UI for collecting shopper's card details.

Collect additional parameters in your payment form

For higher authentication rates, we strongly recommend that you collect the card holder name, the shopper billing address and email address in advance in your payment form. Deliver these parameters to your backend when making a payment as they are required by the card schemes.

Configure the Card Component

If you are using our Card Component, set holderNameRequire to true when creating a cardConfiguration object:

val cardConfiguration = CardConfiguration.Builder(context, "<publicKey>")
       setHolderNameRequire(true)
          .build()

Collect additional parameters in your payment form

We also recommend that you collect the shopper billing address and email in advance in your payment form. Deliver these parameters to your backend when making a payment as they are required by the card schemes.

Make a payment

From your server, make a /payments request, specifying:

Parameter name	Required	Description
paymentMethod		If using the Card Component, pass the `paymentComponentState.data.paymentMethod` object from your client app. If submitting raw card data, refer to Raw card data for the fields that you need to pass.
channel		Set to Android.
additionalData.allow3DS2		Set to true. Indicates that your integration can handle native 3D Secure 2 authentication.
browserInfo		Contains the `userAgent` and `acceptHeader` fields. Indicates that your integration can handle 3D Secure 1 redirect authentication in case the transaction is routed to 3D Secure 1. If your integration is unable to generate this information, you can send the same data as in the request below.
returnUrl		In case the transaction is routed to 3D Secure 1, this is the URL where the shopper will be redirected back to after completing 3D Secure 1 authentication. Get this URL from Drop-in in the `RedirectComponent.getReturnUrl(context)`. This URL can have a maximum of 1024 characters.
billingAddress		The cardholder's billing address.
shopperEmail		The cardholder's email address.

To increase the likelihood of achieving a frictionless flow and higher authorisation rates, we recommend that you send additional parameters.

For channel Android, we recommend including these additional parameters: billingAddress and shopperEmail.

https://docs.adyen.com/online-payments/3d-secure/native-3ds2/android-component#payments-3ds-native-mobile

curl https://checkout-test.adyen.com/v66/payments \
-H "X-API-key: [Your API Key here]" \
-H "Content-Type: application/json" \
-d '{
   "amount":{
      "currency":"EUR",
      "value":1000
   },
   "reference":"YOUR_ORDER_NUMBER",
   "shopperReference":"YOUR_UNIQUE_SHOPPER_ID",
   "{hint:data.paymentMethod from app}paymentMethod{/hint}":{
      "type":"scheme",
      "encryptedCardNumber":"adyenjs_0_1_18$k7s65M5V0KdPxTErhBIPoMPI8HlC..",
      "encryptedExpiryMonth":"adyenjs_0_1_18$p2OZxW2XmwAA8C1Avxm3G9UB6e4..",
      "encryptedExpiryYear":"adyenjs_0_1_18$CkCOLYZsdqpxGjrALWHj3QoGHqe+..",
      "encryptedSecurityCode":"adyenjs_0_1_24$XUyMJyHebrra/TpSda9fha978+..",
      "holderName":"S. Hopper"
   },
   "additionalData":{
      "allow3DS2":true
   },
   "{hint:state.data.billingAddress from onSubmit}billingAddress{/hint}": {
      "street": "Infinite Loop",
      "houseNumberOrName": "1",
      "postalCode": "1011DJ",
      "city": "Amsterdam",
      "country": "NL"
   },
   "{hint:Required for 3D Secure 1}browserInfo{/hint}: {
      "userAgent":"Mozilla/5.0 (Linux; Android 6.0.1; Nexus 6P Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/47.0.2526.83 Mobile Safari/537.36",
      "acceptHeader":"text\/html,application\/xhtml+xml,application\/xml;q=0.9,image\/webp,image\/apng,*\/*;q=0.8"
   },
   "shopperEmail":"s.hopper@example.com"
   "channel":"Android",
   "returnUrl":"adyencheckout://your.package.name",
   "merchantAccount":"YOUR_MERCHANT_ACCOUNT"
}'

require 'adyen-ruby-api-library'

# Set your X-API-KEY with the API key from the Customer Area.
adyen = Adyen::Client.new
adyen.env = :test
adyen.api_key = "YOUR_X-API-KEY"

# STATE_DATA is the paymentMethod field of an object passed from the front end or client app, deserialized from JSON to a data structure.
paymentMethod = STATE_DATA

response = adyen.checkout.payments({
    :additionalData => {
        :allow3DS2 => "true"
  },
    :paymentMethod => paymentMethod,
    :billingAddress => {
        :city => "Amsterdam",
        :country => "NL",
        :houseNumberOrName => "1",
        :postalCode => "1011DJ",
        :street => "Infinite Loop"
  },
    :browserInfo => {        # Data object passed from the onSubmit event, parsed from JSON to a Hash.
        :userAgent =>  "Mozilla/5.0 (Linux; Android 6.0.1; Nexus 6P Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/47.0.2526.83 Mobile Safari/537.36",
        :acceptHeader => "text\/html,application\/xhtml+xml,application\/xml;q=0.9,image\/webp,image\/apng,*\/*;q=0.8",

  },
    :amount => {
        :currency => 'EUR',
        :value => 1000
    },
    :channel => 'Android',
    :reference => 'YOUR_ORDER_NUMBER',
    :shopperEmail => "s.hopper@example.com",
    :returnUrl => 'adyencheckout://your.package.name',
    :merchantAccount => 'YOUR_MERCHANT_ACCOUNT'
})

// Set your X-API-KEY with the API key from the Customer Area.
String xApiKey = "YOUR_X-API-KEY";
Client client = new Client(xApiKey,Environment.TEST);
Checkout checkout = new Checkout(client);
PaymentsRequest paymentsRequest = new PaymentsRequest();
paymentsRequest.setMerchantAccount("YOUR_MERCHANT_ACCOUNT");
// STATE_DATA is the paymentMethod field of an object passed from the front end or client app, deserialized from JSON to a data structure.
  Map<String, String> additionalData = new HashMap<>();
  additionalData.put("allow3DS2", "true");

  paymentsRequest.setAdditionalData(additionalData);
paymentsRequest.setPaymentMethod(STATE_DATA)
Amount amount = new Amount();
amount.setCurrency("EUR");
amount.setValue(1000L);
paymentsRequest.setAmount(amount);
Address billingAddress = new Address();
billingAddress.setCity("Amsterdam");
billingAddress.setCountry("NL");
billingAddress.setHouseNumberOrName("1");
billingAddress.setPostalCode("1011DJ");
billingAddress.setStreet("Infinite Loop");

paymentsRequest.setBillingAddress(billingAddress);
BrowserInfo browserInfo = new BrowserInfo();
browserInfo.setUserAgent("Mozilla/5.0 (Linux; Android 6.0.1; Nexus 6P Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/47.0.2526.83 Mobile Safari/537.36");
browserInfo.setAcceptHeader("text/html,application/xhtml+xml,application/xml;q=0.9,image/webp,image/apng,*/*;q=0.8");

{ % REQUEST_INSTANCE % }.setChannel({ % REQUEST_CLASS % }.ChannelEnum.Android);
paymentsRequest.setReference("YOUR_ORDER_NUMBER");
paymentsRequest.setShopperEmail("s.hopper@example.com");
paymentsRequest.setReturnUrl("adyencheckout://your.package.name");
PaymentsResponse paymentsResponse = checkout.payments(paymentsRequest);

// Set your X-API-KEY with the API key from the Customer Area.
$client = new \Adyen\Client();
$client->setEnvironment(\Adyen\Environment::TEST);
$client->setXApiKey("YOUR_X-API-KEY");
$service = new \Adyen\Service\Checkout($client);

// STATE_DATA is the paymentMethod field of an object passed from the front end or client app, deserialized from JSON to a data structure.
$paymentMethod = STATE_DATA;;

$params = array(
    "additionalData" => [
         "allow3DS2" => true
  ],
    "paymentMethod" => $paymentMethod,
    "billingAddress" => [
        "city" => "Amsterdam",
        "country" => "NL",
        "houseNumberOrName" => "1",
        "postalCode" => "1011DJ",
        "street" => "Infinite Loop"
  ],
    "browserInfo" => [
        "userAgent" => "Mozilla/5.0 (Linux; Android 6.0.1; Nexus 6P Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/47.0.2526.83 Mobile Safari/537.36",
        "acceptHeader" => "text\/html,application\/xhtml+xml,application\/xml;q=0.9,image\/webp,image\/apng,*\/*;q=0.8",

  ],
    "amount" => array(
        "currency" => "EUR",
        "value" => 1000
    ),
    "channel" => "Android",
    "reference" => "YOUR_ORDER_NUMBER",
    "shopperEmail" = "s.hopper@example.com",
    "returnUrl" => "adyencheckout://your.package.name",
    "merchantAccount" => "YOUR_MERCHANT_ACCOUNT"
);
$result = $service->payments($params);

# Set your X-API-KEY with the API key from the Customer Area.
adyen = Adyen.Adyen()
adyen.payment.client.platform = "test"
adyen.client.xapikey = 'YOUR_X-API-KEY'

# STATE_DATA is the paymentMethod field of an object passed from the front end or client app, deserialized from JSON to a data structure.
paymentMethod = STATE_DATA

result = adyen.checkout.payments({
    'additionalData': {
        'allow3DS2': 'true'
  },
    'paymentMethod': paymentMethod,
    'billingAddress': {
        'street': 'Infinite Loop',
        'houseNumberOrName': '1',
        'postalCode': '1011DJ',
        'city': 'Amsterdam',
        'country': 'NL'
  },
    'browserInfo': {
        'userAgent':  'Mozilla/5.0 (Linux; Android 6.0.1; Nexus 6P Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/47.0.2526.83 Mobile Safari/537.36',
        'acceptHeader': 'text\/html,application\/xhtml+xml,application\/xml;q=0.9,image\/webp,image\/apng,*\/*;q=0.8',

  },
    'amount': {
        'value': 1000,
        'currency': 'EUR'
    },
    'channel': 'Android',
    'reference': 'YOUR_ORDER_NUMBER',
    'shopperEmail': 's.hopper@example.com',
    'returnUrl': 'adyencheckout://your.package.name',
    'merchantAccount': 'YOUR_MERCHANT_ACCOUNT'
})

// Set your X-API-KEY with the API key from the Customer Area.
string apiKey = "YOUR_X-API-KEY";
var client = new Client (apiKey, Environment.Test);
var checkout = new Checkout(client);
var amount = new Adyen.Model.Checkout.Amount("EUR", 1000);
var paymentRequest = new Adyen.Model.Checkout.PaymentRequest
{ 
// STATE_DATA is the paymentMethod field of an object passed from the front end or client app, deserialized from JSON to a data structure.
   AdditionalData = new Dictionary<string, string> { { "allow3DS2", "true" } },
    PaymentMethod = STATE_DATA,
    BillingAddress = new Model.Checkout.Address
    {
        City = "Amsterdam",
        Country = "NL",
        HouseNumberOrName = "1",
        PostalCode = "1011DJ",
        Street = "Infinite Loop"
    },
    BrowserInfo = new Model.Checkout.BrowserInfo
    {
        UserAgent = @"Mozilla/5.0 (Linux; Android 6.0.1; Nexus 6P Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/47.0.2526.83 Mobile Safari/537.36",
        AcceptHeader = @"text\/html,application\/xhtml+xml,application\/xml;q=0.9,image\/webp,image\/apng,*\/*;q=0.8"

    },
    Amount = amount,
    Channel = PaymentMethodsRequest.ChannelEnum.Android
    Reference = "YOUR_ORDER_NUMBER",
    ShopperEmail = "s.hopper@example.com",
    ReturnUrl = @"adyencheckout://your.package.name",
};
var paymentResponse = checkout.Payment(paymentRequest);

const {Client, Config, CheckoutAPI} = require('@adyen/api-library');
const config = new Config();
// Set your X-API-KEY with the API key from the Customer Area.
config.apiKey = '[YOUR_X-API-KEY]';
config.merchantAccount = '[YOUR_MERCHANT_ACCOUNT]';
const client = new Client({ config });
client.setEnvironment("TEST");
const checkout = new CheckoutAPI(client);
checkout.payments({ 
    merchantAccount: config.merchantAccount,
// STATE_DATA is the paymentMethod field of an object passed from the front end or client app, deserialized from JSON to a data structure.
    paymentMethod: STATE_DATA,
    additionalData : {
        allow3DS2: true
  },
    browserInfo:{
        userAgent: "Mozilla/5.0 (Linux; Android 6.0.1; Nexus 6P Build/MMB29P) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/47.0.2526.83 Mobile Safari/537.36",
        acceptHeader: "text\/html,application\/xhtml+xml,application\/xml;q=0.9,image\/webp,image\/apng,*\/*;q=0.8",

  },
    billingAddress: {
        city: "Amsterdam",
        country: "NL",
        houseNumberOrName: "1",
        postalCode: "1011DJ",
        street: "Infinite Loop"
  },
    amount: { currency: "EUR", value: 1000, },
    channel: "Android",
    reference: "YOUR_ORDER_NUMBER",
    shopperEmail: "s.hopper@example.com",
    returnUrl: "adyencheckout://your.package.name",
}).then(res => res);

Your next steps depend on whether the /payments response contains an action object, and on the action.type.

If you receive an action object, store the action.paymentData on your server - you'll need this when making a /payments/details request later.

`action.type`	Description	Next steps
No `action` object	The transaction was either exempted or out-of-scope for 3D Secure 2 authentication.	Use the `resultCode` to present the payment result to your shopper.
threeDS2Fingerprint	The payment qualifies for 3D Secure 2, and will go through either the frictionless or the challenge flow.	1. Pass the `action` object to your client app. 2. Use the 3D Secure 2 Component to perform the authentication flow.
redirect	The payment is routed to the 3D Secure 1 flow, based on issuer performance.	1. Pass the `action` object to your client app. 2. Use the Redirect Component to handle the redirect.

The following example shows a /payments response with action.type: threeDS2Fingerprint

https://docs.adyen.com/online-payments/3d-secure/native-3ds2/android-component#-payments-response

/payments response

{
  "resultCode":"IdentifyShopper",
  "action":{
    "{hint: Store this on your server.}paymentData{/hint}":"Ab02b4c0!BQABAgCuZFJrQOjSsl\/zt+...",
    "paymentMethodType":"scheme",
    "token":"eyJ0aHJlZURTTWV0aG9kTm90aWZpY...",
    "type":"threeDS2Fingerprint"
  },
  "authentication":{
    "threeds2.fingerprintToken":"eyJ0aHJlZURTTWV0aG9kTm90aWZpY..."
  },
  ...
}

Use the 3D Secure 2 Component

If the /payments response contains an action object with action.type: threeDS2Fingerprint, or if the /payments/details response contains an action object with action.type: threeDS2Challenge, use the 3D Secure 2 Component to perform the required authentication flow.

Import the 3D Secure 2 Component to your build.gradle file.
```
implementation "com.adyen.checkout:3ds2:<latest-version>"
```
Check the latest version on GitHub.

Initialize the 3D Secure 2 Component.

val threedsComponent = Adyen3DS2Component.PROVIDER.get(this@YourActivity)

Provide the action object from the /payments (or /payments/details) response.
```
threedsComponent.handleAction(this@YourActivity, action)
```

The Component notifies the observer with the actionComponentData.details. Pass this to your server.

threedsComponentComponent.observe(this, Observer {
   // Send a /payments/details/ call containing the `actionComponentData.details`
})

From your server, make a /payments/details request, specifying:

Checkout API v66
Checkout API v67

paymentData: The paymentData from the response to your last API request (to either the /payments or the /payments/details endpoint) .
details: The actionComponentData.details from your client app.

https://docs.adyen.com/online-payments/3d-secure/native-3ds2/android-component#details-request-component-3ds

curl https://checkout-test.adyen.com/v66/payments/details \
-H "x-API-key: YOUR_X-API-KEY" \
-H "content-type: application/json" \
-d '{hint:object passed from the front end or client app}STATE_DATA{/hint}'

require 'adyen-ruby-api-library'

# Set your X-API-KEY with the API key from the Customer Area.
adyen = Adyen::Client.new
adyen.env = :test
adyen.api_key = "YOUR_X-API-KEY"

# STATE_DATA is an object passed from the front end or client app, deserialized from JSON to a data structure.
request = STATE_DATA 
response = adyen.checkout.payments.details(request)  

# Check if further action is needed.
if response.body.has_key(:action)
   # Pass the action object to your frontend
   puts response.body[:action]
else
   # No further action needed, pass the resultCode to your frontend
   puts response.body[:resultCode]
end

// Set your X-API-KEY with the API key from the Customer Area.
String xApiKey = "YOUR_X-API-KEY";
Client client = new Client(xApiKey,Environment.TEST);
Checkout checkout = new Checkout(client);
// STATE_DATA is an object passed from the front end or client app, deserialized from JSON to a data structure.
PaymentsDetailsRequest paymentsDetailsRequest = STATE_DATA;
PaymentsResponse paymentsDetailsResponse = checkout.paymentsDetails(paymentsDetailsRequest);

// Set your X-API-KEY with the API key from the Customer Area.
$client = new \Adyen\Client();
$client->setEnvironment(\Adyen\Environment::TEST);
$client->setXApiKey("YOUR_X-API-KEY");
$service = new \Adyen\Service\Checkout($client);

// STATE_DATA is an object passed from the front end or client app, deserialized from JSON to a data structure.
$params = STATE_DATA;
$result = $service->paymentsDetails($params);

// Check if further action is needed
if (array_key_exists("action", $result)){
   // Pass the action object to your frontend.
   // $result["action"]
}
else {
   // No further action needed, pass the resultCode to your front end
   // $result['resultCode']
}

# Set your X-API-KEY with the API key from the Customer Area.
adyen = Adyen.Adyen()
adyen.payment.client.platform = "test"
adyen.client.xapikey = 'YOUR_X-API-KEY'

# STATE_DATA is an object passed from the front end or client app, deserialized from JSON to a data structure.
request = STATE_DATA
result = adyen.checkout.payments_details(request)

# Check if further action is needed.
if 'action' in result.message:
   # Pass the action object to your front end
   # result.message['action']
else:
   # No further action needed, pass the resultCode to your front end
   # result.message['resultCode']

// Set your X-API-KEY with the API key from the Customer Area.
string apiKey = "YOUR_X-API-KEY";
var client = new Client (apiKey, Environment.Test);
var checkout = new Checkout(client);
// STATE_DATA is an object passed from the front end or client app, deserialized from JSON to a data structure.
var paymentsDetailsRequest = STATE_DATA;
var paymentsDetailsResponse = checkout.PaymentsDetails(paymentsDetailsRequest);

const {Client, Config, CheckoutAPI} = require('@adyen/api-library');
const config = new Config();
// Set your X-API-KEY with the API key from the Customer Area.
config.apiKey = '[YOUR_X-API-KEY]';
const client = new Client({ config });
client.setEnvironment("TEST");
const checkout = new CheckoutAPI(client);
// STATE_DATA is an object passed from the front end or client app, deserialized from JSON to a data structure.
checkout.paymentsDetails(STATE_DATA).then(res => res);

Your next steps depend on whether the /payments/details response contains an action object.

If you receive an action object, store the action.paymentData on your server - you'll need this when making a /payments/details request later.

`action.type`	Description	Next steps
No `action` object	The 3D Secure 2 authentication process has been completed.	Use the `resultCode` from the /payments response to present the payment result to your shopper.
threeDS2Challenge	The issuer requires further shopper interaction and is initiating a challenge flow.	1. Pass the `action` object to your client app. 2. Go back to step 3 to submit the authentication results.

details: The actionComponentData.details from your client app.

https://docs.adyen.com/online-payments/3d-secure/native-3ds2/android-component#-payments-details-request

/payments/details request

curl https://checkout-test.adyen.com/v67/payments/details \
-H "x-API-key: YOUR_X-API-KEY" \
-H "content-type: application/json" \
-d '{
      "details":{
         "threeds2.fingerprint":"eyJ0aHJlZURTQ29tcEluZCI6IlkifQ=="
      },
}'

The /payments/details response has a resultCode. You will need it to the present the payment result.

Customizing the UI for 3D Secure 2

The Component inherits your app's theme to ensure the UI of the challenge flow fits your app's look and feel. You can override the default theme to inherit from one of AppCompat's theme variants. To do this, add the following XML snippet to your styles.xml file.

<style name="ThreeDS2Theme" parent="Theme.AppCompat.Light.DarkActionBar">
    <!-- Customize the SDK theme here. -->
    <item name="colorPrimary">@color/colorPrimary</item>
    <item name="colorPrimaryDark">@color/colorPrimaryDark</item>
    <item name="colorAccent">@color/colorAccent</item>
</style>

Present the payment result

Use the resultCode from the /payments or /payments/details response to present the payment result to your shopper. You will also receive the outcome of the payment asynchronously in a notification webhook.

For card payments, you can receive the following resultCode values:

resultCode	Description	Action to take
Authorised	The payment was successful.	Inform the shopper that the payment has been successful. If you are using manual capture, you also need to capture the payment.
Cancelled	The shopper cancelled the payment.	Ask the shopper whether they want to continue with the order, or ask them to select a different payment method.
Error	There was an error when the payment was being processed. For more information, check the `refusalReason` field.	Inform the shopper that there was an error processing their payment.
Refused	The payment was refused. For more information, check the `refusalReason` field.	Ask the shopper to try the payment again using a different payment method.

Test and go live

Use our test card numbers to test how your integration handles different 3D Secure 2 authentication scenarios.

Are you looking for test card numbers?

Would you like to contact support?

3D Secure 2 Component

Before you begin

Collect additional parameters in your payment form

Configure the Card Component

Collect additional parameters in your payment form

Make a payment

Use the 3D Secure 2 Component

Customizing the UI for 3D Secure 2

Present the payment result

Test and go live

See also