Adding cards to a digital wallet, such as Google Pay or Apple Pay, is a convenient way to make transactions with Adyen-issued cards. However, before your cardholder can start using digital wallets, Adyen needs to authenticate them.
To support this scenario, you must include the cardholder's authentication data when issuing a card.
Add cards to digital wallets
To allow your cardholders to add their cards to a digital wallet, you must link their mobile phone number, email, or both to their card. You can link this contact information to their card when you create or update the card.
When your cardholder adds a card to a wallet, Adyen sends a one-time password (OTP) to their phone number or email. If you have linked both contact options to the card, the wallet prompts the cardholder to select their preferred option for the OTP. Adyen then sends the OTP to the selected option.
After the OTP is successfully validated, their card is added to the wallet.
For a list of supported digital wallets, reach out to your Adyen contact.
Send authentication data
When creating or updating the card, include the authentication object containing a phone object that includes the number and type set to mobile, or the email.
Here is an example of how you can create a card with authentication data (mobile phone number) for wallets.
You can also add the object at a later time or change the card user's phone number by sending a PATCH /paymentInstruments/{id} request to update the card.