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Marketplaces

Onboard users of your marketplace, process payments for them, and pay out their funds.

Integrate Adyen for Platforms into your online marketplace, ecommerce website, crowdfunding platform, ticketing system, or mobile app for a streamlined end-to-end payment experience. Allow your users to easily sign up, sell, and receive payments all within one solution.

Adyen for Platforms model

Doesn't sound quite right? Try our integration guide for platforms.

As a marketplace:

  • You process online payments only.
  • Your brand is known to both your users and their customers.
  • Customers recognize that they are doing business directly with your brand.

With Adyen for Platforms, you can:

Adyen APIs

Explore how Adyen APIs work: run example calls to onboard users, process split payments, and pay out funds.

  • Onboard and verify your users: onboard sellers, service providers, or contractors on to your marketplace, and let Adyen verify them before paying out. Adyen informs you of the results of the verification checks.
  • Process payments: accept payments on behalf of your users using Adyen's payment processing platform. You can split the payments between one or more users, deduct costs as needed, and hold funds until payout.
  • Pay out and transfer funds: decide when and how your users are paid, on demand or automated. Move funds within your marketplace to debit or credit funds to your user when needed.
  • Manage risk: identify fraudulent behavior, stop suspicious payouts, and flag unusual user activities.
  • Reports and reconciliation: use Adyen-generated reports for your bookkeeping and reconciliation processes to ensure accurate accounting of funds within your marketplace.

Supported countries/regions

You can onboard users operating in any of the following countries and regions.

Europe

Austria
Belgium
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Gibraltar
Greece
Guernsey
Hungary
Ireland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Monaco
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
Switzerland
United Kingdom (including
Isle of Man and Jersey)

North America

Canada
United States (including
Puerto Rico)

Asia Pacific

Australia
Hong Kong (beta)
New Zealand (beta)
Singapore

Offer financial products

Expand your marketplace's offerings by issuing debit cards and business accounts, or by providing business financing.

In addition to processing payments for your users, you can offer them the following financial products:

Card issuing

You can issue fully customizable virtual and physical debit cards from Mastercard and Visa to your users. Adyen Issuing allows you to receive authorization requests on your own servers, so that you can approve or decline any authorization.
Adyen operates in the background, making it possible to create accounts, customize your own cards, and manage your funds. You are always the point of contact for your users.

Business accounts

With an Adyen business account, your users can make business-related fund transfers to third-party bank accounts. For example, they can:

  • Pay supplier invoices or utilities.
  • Receive business-related fund transfers from any third party, such as payments from businesses or customers, directly in their business account.
  • Receive payouts faster, because you can pay out directly to their Adyen business account, instead of a third-party bank account.

Business financing

With Adyen Capital, you can present business financing offers from Adyen directly to your users. We assess risks upfront, and proactively create offers for your users. This allows them to quickly get funds without an additional application process. Users repay daily, based on a fixed percentage of their processed volume through Adyen.

For more information, see availability and additional verification requirements for financial products.