As part of the Open Banking framework for Payment Initiation Service Providers (PIISPs), Adyen provides a PIISP endpoint to confirm available funds on behalf of users who have granted their consent.
Use your access token to authenticate your requests to the /funds-confirmations endpoint.
Confirm funds
To ensure that the user's account has sufficient funds to cover the payment amount, make a POST /funds-confirmations request. Provide the following parameters in the request body:
| Parameter | Description |
|---|---|
instructedAmount |
The currency and the amount of the payment. |
account |
The account number for which the funds availability needs to be checked. |
The following request checks if the IBAN has EUR 10.50 available.
The response contains a boolean fundsAvailable that indicates whether the instructed amount is available.