To settle funds to your account, payments must be captured. There are various capture methods you can use:
-
Automatic capture immediately when the authorization completion succeeds. This is the default. You do not need to do anything to capture payments.
-
Automatic capture with a delay of a number of hours after the authorization completion succeeds.
This gives you time to cancel the authorization when a mistake was made, instead of having to refund the payment. Apart from setting the delay, you do not need to do anything to capture payments. -
Manual capture in payment flows involving pre-authorization or overcapture.
After the authorization completion, you make a capture request specifying the final amount the customer owes. The amount can be the same as the initial authorized amount, but it can also be a lower amount or a higher amount.
To determine the capture method, you can set a default capture method for your merchant account that applies to all payments. If necessary, you can overrule that default setting for an individual payment.
Set a default capture method
To configure how payments are captured for your merchant account:
- Log in to your Customer Area.
- Switch to your merchant account.
- Go to Settings > Account settings.
- In the POS Capture Delay dropdown list, select the capture method you want to use. Possible values:
- immediate: automatic capture immediately after authorization completion.
- [N] minutes/hours/days: automatic capture with a delay of a number of minutes, hours, or days after authorization completion.
- manual: manual capture. For each payment, you need to make an API request to capture the funds.
- Select Submit.
Set the capture method for an individual payment
To override the capture setting for your merchant account, and set the capture method for a specific transaction:
- In your completion request, add the
captureDelayparameter and specify the desired value:
manual, immediate, or a whole number that indicates the delay in hours between completing the authorization and capturing the payment.