Oney

Oney payments are gaining popularity in France and Spain. With Oney, your shoppers can pay for their purchases in installments.

To fulfill Oney compliance checks, you need to have an entity in a European country. Oney performs risk checks on the shopper right at the moment of the purchase.

How to pay with Oney

1. The shopper chooses Oney as their payment method during checkout.
2. The shopper is redirected to Oney's webpage, fills in their details, and validates their information.
3. The shopper will see a message confirming that the payment installment request has been accepted. They can then return to your website or app.

Payment type	Payment flow	Countries	Currencies	Recurring	Refunds	Partial refunds	Multiple partial refunds	Separate captures	Partial captures	Multiple partial captures	Chargebacks
Buy Now Pay Later	Redirect	FR, ES	EUR

Country	Cards	Installments	Authorisation expiry
France	Visa, Mastercard, Cartes Bancaires	3x, 4x, 10x, 12x	If a payment is captured after more than six days, the payment authorisation expires and the payment must be authorised again.
Spain	Visa, Mastercard	3x, 4x, 6x, 10x, 12x	Same as France.

How do you want to integrate?