Afterpay

With Afterpay, the shopper can pay for the goods in four installments. Before approving the payment, Afterpay performs risk checks on the shopper. If successful, Afterpay takes on the full fraud risk for the payment, and pays you up front.

Payment type	Payment flow	Countries	Currencies	Recurring	Refunds	Partial refunds	Multiple partial refunds	Separate captures	Partial captures	Multiple partial captures	Chargebacks
Buy Now Pay Later	Redirect	AU, CA, NZ	AUD, CAD, NZD		See note

In the US, this service is known as Cash App Afterpay or $Afterpay. In the United Kingdom, it is called Clearpay.

Chargebacks

Shoppers can initiate chargebacks directly with Afterpay up to 120 days after the payment, cancellation, or expected receipt of goods or services. When Afterpay opens a dispute, you have 13 days to defend or accept the dispute. If you do not respond within 13 days, or if you accept the dispute, the dispute is lost and your account is debited for the chargeback amount. If you defend the dispute, Afterpay has 30 days to make their decision.

For guidelines when a dispute is raised, see Afterpay and Clearpay chargebacks.

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