Online Banking India Component

Add Online Banking India to an existing Components integration.

Our Online Banking India Component renders Online Banking India in your payment form. When making an Online Banking India payment, you additionally need to use createFromAction to handle the redirect to Online Banking India and back to your website.

Before you begin

This page explains how to add Online Banking India to your existing Web Components integration. The Web Components integration works the same way for all payment methods. If you haven't done this integration yet, refer to our Components integration guide.

Before starting your Online Banking India integration:

Make sure that you have set up your back end implementation, and created an instance of AdyenCheckout.
Add Online Banking India in your test Customer Area.

Show Online Banking India in your payment form

To present the Online Banking India Component in your payment form:

From your server, make a /paymentMethods request specifying:
- countryCode: IN
- amount.currency: Any supported currency. For example, INR.
Pass the full response to the paymentMethodsResponse object when creating an instance of the AdyenCheckout.
Add the Online Banking India Component:
a. Create a DOM element for Online Banking India, placing it where you want the form to be rendered:
```
<div id="billdesk-online-container"></div>
```
b. Create an instance of the Online Banking India Component, and mount it. You can also include optional configuration for presenting the list of issuing banks.
```
const billdesk_online = checkout.create('billdesk_online', {
   issuer: "ALB_DIRECT" // // Optional. Set this to an **id** of an Online Banking India issuer to preselect it.
}).mount('#billdesk-online-container');
```

Make a payment

When the shopper selects to pay, the Component calls the onChange event, which contains a state.data.

If state.isValid is true, collect the state.data and pass this to your server.

From your server, make a /payments, specifying:

paymentMethod: The state.data.paymentMethod from the onChange event from your front end.

https://docs.adyen.com/payment-methods/online-banking-india/web-component#billdeskonline-web-payments

curl https://checkout-test.adyen.com/v52/payments \
-H "x-API-key: YOUR_X-API-KEY" \
-H "content-type: application/json" \
-d '{
  "merchantAccount":"YOUR_MERCHANT_ACCOUNT",
  "reference":"YOUR_ORDER_NUMBER",
  "amount":{
    "currency":"INR",
    "value":1000
  },
  "{hint:state.data.paymentMethod from onSubmit}paymentMethod{/hint}":{
    "type":"billdesk_online",
    "issuer":"ALB_DIRECT",
  },
  "returnUrl":"https://your-company.com/checkout?shopperOrder=12xy.."
}'

# Set your X-API-KEY with the API key from the Customer Area.
adyen = Adyen::Client.new
adyen.api_key = "YOUR_X-API-KEY"
 
response = adyen.checkout.payments({
  :amount => {
    :currency => "INR",
    :value => 1000
  },
  :reference => "YOUR_ORDER_NUMBER",
  :paymentMethod => {
    :type => "billdesk_online",
    :issuer => "ALB_DIRECT"
  },
  :returnUrl => "https://your-company.com/checkout?shopperOrder=12xy..",
  :merchantAccount => "YOUR_MERCHANT_ACCOUNT"
})

// Set YOUR_X-API-KEY with the API key from the Customer Area.
// Change to Environment.LIVE and add the Live URL prefix when you're ready to accept live payments.
    Client client = new Client("YOUR_X-API-KEY", Environment.TEST);
    Checkout checkout = new Checkout(client);

    PaymentsRequest paymentsRequest = new PaymentsRequest();

    String merchantAccount = "YOUR_MERCHANT_ACCOUNT";
    paymentsRequest.setMerchantAccount(merchantAccount);

    Amount amount = new Amount();
    amount.setCurrency("INR");
    amount.setValue(15000L);
    paymentsRequest.setAmount(amount);

    DefaultPaymentMethodDetails paymentMethodDetails = new DefaultPaymentMethodDetails();
    paymentMethodDetails.setType("billdesk_online");
    paymentMethodDetails.setIssuer("ALB_DIRECT");
    paymentsRequest.setPaymentMethod(paymentMethodDetails);

    paymentsRequest.setReference("YOUR_ORDER_NUMBER");
    paymentsRequest.setReturnUrl("https://your-company.com/checkout?shopperOrder=12xy..");

    PaymentsResponse paymentsResponse = checkout.payments(paymentsRequest);

// Set your X-API-KEY with the API key from the Customer Area.
$client = new \Adyen\Client();
$client->setXApiKey("YOUR_X-API-KEY");
$service = new \Adyen\Service\Checkout($client);

$params = array(
  "amount" => array(
    "currency" => "INR",
    "value" => 1000
  ),
  "reference" => "YOUR_ORDER_NUMBER",
  "paymentMethod" => array(
    "type" => "billdesk_online",
    "issuer" => "ALB_DIRECT"
  ),
  "returnUrl" => "https://your-company.com/checkout?shopperOrder=12xy..",
  "merchantAccount" => "YOUR_MERCHANT_ACCOUNT"
);
$result = $service->payments($params);

#Set your X-API-KEY with the API key from the Customer Area.
adyen = Adyen.Adyen()
adyen.client.xapikey = 'YOUR_X-API-KEY'

result = adyen.checkout.payments({
   'amount': {
      'value': 1000,
      'currency': 'INR'
   },
   'reference': 'YOUR_ORDER_NUMBER',
   'paymentMethod': {
      'type': 'billdesk_online',
      'issuer': 'ALB_DIRECT'
   },
   'returnUrl': 'https://your-company.com/checkout?shopperOrder=12xy..',
   'merchantAccount': 'YOUR_MERCHANT_ACCOUNT'
})

// Set your X-API-KEY with the API key from the Customer Area.
var client = new Client ("YOUR_X-API-KEY", Environment.Test);
var checkout = new Checkout(client);

var amount = new Model.Checkout.Amount("INR", 1000);
var details = new Model.Checkout.DefaultPaymentMethodDetails{
  Type = "billdesk_online",
  Issuer = "ALB_DIRECT"
};
var paymentRequest = new Adyen.Model.Checkout.PaymentRequest
{
  Reference = "YOUR_ORDER_NUMBER",
  Amount = amount,
  ReturnUrl = @"https://your-company.com/checkout?shopperOrder=12xy..",
  MerchantAccount = "YOUR_MERCHANT_ACCOUNT",
  PaymentMethod = details
};

var paymentResponse = checkout.Payments(paymentsRequest);

// Set your X-API-KEY with the API key from the Customer Area.
const {Client, Config, CheckoutAPI} = require('@adyen/api-library');
const config = new Config();
// Set your X-API-KEY with the API key from the Customer Area.
config.apiKey = '[API_KEY]';
config.merchantAccount = '[YOUR_MERCHANT_ACCOUNT]';
const client = new Client({ config });
client.setEnvironment("TEST");
const checkout = new CheckoutAPI(client);
checkout.payments({
    amount: { currency: "INR", value: 1000 },
    paymentMethod: {
        type: 'billdesk_online',
        issuer: 'ALB_DIRECT'
    },
    reference: "YOUR_ORDER_NUMBER",
    merchantAccount: config.merchantAccount,
    returnUrl: "https://your-company.com/checkout?shopperOrder=12xy.."
}).then(res => res);

The /payments response contains:

action.method: GET or POST. The HTTP request method that you should use. After the shopper completes the payment, they will be redirected back to your returnURL using the same method.
The redirect method depends on your payment method configuration and the length of the data included in the request, so make sure that your integration can handle both HTTP GET and HTTP POST methods.

To verify the payment result, you also need the following from the /payments response:

action.paymentData: Store this on your server — this is the paymentData value that you send in your /payment/details request.
details: Array of parameters that you need to send in your /payment/details request. For example, payload or redirectResult.
The parameters can vary based on the payment method configuration. Make sure to check the details array to confirm the parameters that you need to send in your next API request.

https://docs.adyen.com/payment-methods/online-banking-india/web-component#-payments-response

/payments response

{
"resultCode": "RedirectShopper",
 "action": {
   "method": "GET",
   "paymentData": "Ab02b4c0!BQABAgCSZT7t...",
   "paymentMethodType": "billdesk_online",
   "type": "redirect",
   "url": "https://test.adyen.com/hpp/redirect.shtml?brandCode=.."
},
"details": [
  {
      "key": "payload",
      "type": "text"
  }
],
...
}

Pass the action object to your front end.

Handle the redirect

Call createFromAction and pass the action object from the previous step. This will return a new Component that you need to mount:
```
   checkout.createFromAction(action).mount('#my-container');
```
The Component redirects the shopper to a website where they complete the payment.
After the shopper is redirected back to your website, check the payment result by making a /payments/details request, specifying:
- paymentData: Value you received in the /payments response.
- details: Object that contains the URL-decoded values of the parameters that were returned when the shopper was redirected back to your site. For example, payload. To check the parameters that you should submit, refer to the details array that you received in the /payments response.
https://docs.adyen.com/payment-methods/gcash/web-component#-payments-details-request
/payments/details request
{ "paymentData":"Ab02b4c0!BQABAgCJN1wRZuGJmq8dMncmypvknj9s7l5Tj...", "details":{ "{hint:Verify the parameters from /payments response}payload{/hint}":"Ab02b4c0!BQABAgCW5sxB4e/==" } }
You receive a response containing:
- resultCode: Use this to present the result to your shopper.
- pspReference: Our unique identifier for the transaction.
https://docs.adyen.com/payment-methods/gcash/web-component#-payments-details-response
/payments/details response
{ "resultCode": "Authorised", "pspReference": "88154795347618C" }

For more information and detailed instructions, refer to Handling the redirect result.

Present the payment result

Use the resultCode that you received in the /payments/details response to present the payment result to your shopper.

The resultCode values you can receive for Online Banking India are:

resultCode	Description	Action to take
Authorised	The payment was successful.	Inform the shopper that the payment has been successful. You will receive the funds in 3 days.
Cancelled	The shopper canceled the payment while on the checkout page.	Ask the shopper whether they want to continue with the order, or ask them to select a different payment method.
Pending	The shopper has completed the payment but the final result is not yet known.	Inform the shopper that you've received their order, and are waiting for the payment to be completed. To know the final result of the payment, wait for the AUTHORISATION notification.
Refused	The payment was refused by the shopper's bank.	Ask the shopper to try the payment again using a different payment method.

If a shopper completed the payment but failed to return to your website or app, you will receive the outcome of the payment in an AUTHORISATION notification.

Test and go live

Online Banking India currently has no test platform.

Before you can accept live Online Banking India payments, you need to submit a request for Online Banking India in your live Customer Area.

Are you looking for test card numbers?

Would you like to contact support?