ACH Direct Debit Drop-in integration

Add ACH Direct Debit to an existing Drop-in integration.

This page explains how to add ACH Direct Debit to your existing Web Drop-in integration.

Requirements

Select the server-side flow that your integration uses:

Import resources for v6

If you are using Web Drop-in v6, import the resources you need for ACH Direct Debit:

import { AdyenCheckout, Ach} from '@adyen/adyen-web'

API reference

Select which endpoint you are using:

Drop-in configuration

There are no configuration steps specific to ACH Direct Debit required for Drop-in.

Optional configuration

When creating an instance of Drop-in, you can optionally include the following parameters in the payment methods configuration object:

Field	Description	Default
`billingAddressRequired`	Set to false to hide billing address fields if you want to pass the data yourself.	true
`enableStoreDetails` v5.24.0 or later	Set to true to show the checkbox for saving the payment details.	false
`hasHolderName`	Set to false to hide this field if you want to pass the data yourself.	true
`holderNameRequired`	Set to false if you want to make it optional for the shopper to fill cardholder name fields.	true

Payment outcome

After we successfully received your request, it may take up to five business days to know whether the payment was authorised by the bank. If the bank authorised the payment, it will appear in the Settlement details report. If the bank failed to authorise the payment, you will receive a CHARGEBACK webhook.

Test and go live

You can test ACH Direct Debit payments as well as chargebacks.

Test the payment flow

Before making live ACH Direct Debit payments, use the following account details to test your integration.

`ownerName`	`bankAccountNumber`	`bankLocationId` (routing number)	`billingAddress` (account owner's address)
Any name	Any correctly formatted account number. Example: 1234567890	011000138 or 121000358	Any correctly formatted US address.

Test the chargeback flow

You can test the chargeback flow by making test payments with an ownerName value that consists of chargeback: followed by an ACH return reason code. For example, chargeback:R01. The other account details to use are the same as when testing payments.

For instructions, see Test a chargeback scenario.