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Learn more about Ratepay on ratepay.com.
Ratepay is an open invoice and secured direct debit 1 payment provider which is available in Austria, Germany, the Netherlands, and Switzerland.
Before approving the payment, Ratepay performs risk checks on the shopper. If successful, Ratepay takes on the full fraud risk for the payment, and pays you up front.
If the shopper chooses to pay by open invoice, Ratepay pays you as soon as you capture the payment.
| Payment type | Payment flow | Countries | Currencies | Recurring | Refunds | Partial refunds | Separate captures | Partial captures | Chargebacks |
|---|---|---|---|---|---|---|---|---|---|
| Open invoice, direct debit |
Direct | AT, DE, NL, CH |
EUR, CHF |  |
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1 Direct debit is only available via API-only integration. Not available in Switzerland.
