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Accept Ratepay payments in Austria, Germany, the Netherlands, and Switzerland

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Learn more about Ratepay on

Ratepay provides buy now, pay later (Open invoice) and secured direct debit 1 payments in Austria, Germany, the Netherlands, and Switzerland.

Before approving the payment, Ratepay performs risk checks on the shopper. If successful, Ratepay takes on the full fraud risk for the payment, and pays you up front.

If the shopper chooses to pay with Buy Now Pay Later, Ratepay pays you as soon as you capture the payment.

Payment type Payment flow Countries Currencies Recurring Refunds Partial refunds Separate captures Partial captures Chargebacks
Buy Now Pay Later (Open invoice),
Direct Debit
Direct AT, DE,
EUR, CHF -x-
-white_check_mark- -white_check_mark- -white_check_mark- -white_check_mark- -x-

1 Direct debit is unavailable in Switzerland.

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