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Accept Ratepay payments in Austria, Germany, the Netherlands, and Switzerland

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Learn more about Ratepay on

Ratepay is an open invoice and secured direct debit 1 payment provider which is available in Austria, Germany, the Netherlands, and Switzerland.

Before approving the payment, Ratepay performs risk checks on the shopper. If successful, Ratepay takes on the full fraud risk for the payment, and pays you up front.

If the shopper chooses to pay by open invoice, Ratepay pays you as soon as you capture the payment.

Payment type Payment flow Countries Currencies Recurring Refunds Partial refunds Separate captures Partial captures Chargebacks
Open invoice,
direct debit
Direct AT, DE,
EUR, CHF -x-
-white_check_mark- -white_check_mark- -white_check_mark- -white_check_mark- -x-

1 Direct debit is only available via API-only integration. Not available in Switzerland.

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