This page explains how to add BACS Direct Debit to your existing Web Components integration.
Requirements
Select the server-side flow that your integration uses:
Import resources for v6
If you are using Web Components v6, import the Component that you need for BACS Direct Debit:
import { AdyenCheckout, BacsDirectDebit } from '@adyen/adyen-web'
API reference
Select which endpoint you are using:
Component configuration
Step 1: Create a DOM element
Create a DOM element on your checkout page, placing it where you want the payment method form to be rendered:
<div id="directdebit_GB-container"></div>
Step 2: Create an instance of the Component
v6.0.0 or later
Create an instance of the Component, passing:
- Your instance of
AdyenCheckout
.
const bacsDirectDebit = new BacsDirectDebit(checkout).mount('#directdebit_GB-container');
v5.x.x or earlier
Use the create
method of your AdyenCheckout
instance, in this case checkout
, to create the Component:
const bacsDirectDebitComponent = checkout.create('directdebit_GB').mount('#directdebit_GB-container');
Recurring payments
If you have a recurring or subscription business model, we recommend tokenizing the shopper's payment details. When you create a shopper token from a BACS Direct Debit payment, we store the shopper's payment details with the token. You can use this token to make recurring BACS Direct Debit payments.
You need to use the /payments endpoint to make recurring payments with the token.
We strongly recommend that you request explicit permission from the shopper if you intend to make recurring BACS Direct Debit payments. Being transparent about the payment schedule and the amount they will be charged will reduce the risk of chargebacks.
Under the Direct Debit Guarantee, if there is a change in the collection date or the amount, you must give the shopper advance notice of the payment.
Create shopper token
Tokenize the shopper's payment details when you make the initial BACS Direct Debit payment.
- When you make a POST request to /payments to make a payment, additionally include:
shopperReference
: Your unique ID for this shopper.paymentMethod.storePaymentMethod
: true.
- When you receive the RECURRING_CONTRACT webhook, store the
pspReference
. This is the token you will need to make recurring payments for this shopper.
Make recurring payments
We strongly recommend giving shoppers advance notice before each payment.
For each recurring payment for this shopper, make a BACS Direct Debit payment with a POST request to the /payments endpoint, and additionally include:
paymentMethod.recurringDetailReference
orpaymentMethod.storedPaymentMethodId
for API v49 and above. This is thepspReference
returned in the RECURRING_CONTRACT webhook when you created the token.shopperReference
: The same unique shopper ID you used to create the shopper token.shopperInteraction
: ContAuth.
{
"merchantAccount":"YOUR_MERCHANT_ACCOUNT",
"reference":"BACS test payment",
"shopperReference":"YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
"shopperInteraction":"ContAuth",
"amount":{
"currency":"GBP",
"value":49900
},
"paymentMethod":{
"type":"directdebit_GB",
"storedPaymentMethodId":"7219687191761347"
},
"countryCode":"GB",
"shopperLocale":"en_gb",
"returnUrl":"https://your-company.com/checkout?shopperOrder=12xy.."
}
If the payment was successfully received the response will contain the resultCode
Received and a pspReference
, which is our unique identifier for this transaction. You can track whether the payment was successful using webhooks.
Test and go live
Before accepting live BACS Direct Debit payments, test your integration using the following details:
Account Name | Account Number | Sort Code |
---|---|---|
David Archer | 40308669 | 560036 |
Check the status of BACS Direct Debit test payments in your Customer Area > Transactions > Payments.
Before you can accept live BACS Direct Debit payments, you need to submit a request for BACS Direct Debit in your live Customer Area.