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Online banking Finland Drop-in integration

Add Online banking Finland to an existing Drop-in integration.

Our Android Drop-in renders Online banking Finland in your payment form, and redirects the shopper to the Online banking Finland app or website where they can complete the payment.

Before you begin

This page explains how to add Online banking Finland to your existing Android Drop-in integration. The Android Drop-in integration works the same way for all payment methods. If you haven't done this integration yet, refer to our Drop-in integration guide.

Before starting your Online banking Finland integration:

  1. Make sure you have set up your back end implementation.
  2. Add Online banking Finland in your test Customer Area.

Show Online banking Finland in your payment form

Drop-in uses the countryCode and the amount.currency from your /paymentMethods request to show the available payment methods to your shopper.

To have Drop-in render Online banking Finland in your payment form, specify in your /paymentMethods request:

When the shopper proceeds to pay, Drop-in returns the paymentComponentData.paymentMethod. Pass this to your server.

Make a payment

  1. From your server, make a POST /payments request, specifying:
    • paymentMethod: The paymentComponentData.paymentMethod from your client app.
    • returnUrl: URL to where the shopper should be redirected back to after they complete the payment. Get this URL from the Component in the RedirectComponent.getReturnUrl(context).
    • shopperEmail: The shopper's email address. This is where Online banking Finland will send the payment instructions.

In the /payments response, note the action object. This contains the information needed to redirect the shopper.

If your integration is set up correctly, the action object is passed from your server to the client.

Check the payment result

Drop-in redirects the shopper to complete the payment. When the shopper returns back to your app, Drop-in provides the actionComponentData object.

From your server, make a POST /payments/details request providing:

  • details: The actionComponentData.details object from Drop-in.

You receive a response containing:

  • resultCode: Use this to present the payment result to your shopper.
  • pspReference: Our unique identifier for the transaction.

Present the payment result

Use theĀ  resultCode that you received in the /payments/details responseĀ to present the payment result to your shopper.

The resultCode values you can receive for Online banking Finland are:

resultCode Description Action to take
Authorised The payment was successful. Inform the shopper that the payment has been successful.
You will receive the funds in 3 days.
Cancelled The shopper canceled the payment while they were on the Online banking Finland-hosted payment page. Ask the shopper whether they want to continue with the order, or ask them to select a different payment method.
Error There was an error when the payment was being processed. Inform the shopper that there was an error processing their payment. The response contains a refusalReason, indicating the cause of the error.
Pending or
Received
The shopper has completed the payment but the final result is not yet known. Inform the shopper that you've received their order, and are waiting for the payment to be completed.
To know the final result of the payment, wait for the AUTHORISATION webhook.
Refused The payment was refused by the shopper's bank. Ask the shopper to try the payment again using a different payment method.

If the shopper failed to return to your website or app, wait for webhooks to know the outcome of the payment. The webhooks you can receive for Online banking Finland are:

eventCode success field Description Action to take
AUTHORISATION false The transaction failed. Cancel the order and inform the shopper that the payment failed.
AUTHORISATION true The shopper successfully completed the payment. Inform the shopper that the payment has been successful and proceed with the order.
OFFER_CLOSED true The shopper did not complete the payment. Cancel the order and inform the shopper that the payment timed out.

Test and go live

Before accepting live payments, test your integration using the test environment and sample data provided by Paytrail.

Testing multiple partial refunds is currently not available.

See also