With UPI, shoppers can link their bank account to a mobile app, allowing them to make purchases via instant bank transfer. Shoppers can use one of a number of apps built by participating banks or third party partners. See the UPI website for the full list of supported UPI apps.
- UPI Collect - ask your shopper to enter their UPI virtual payment address (VPA) and complete the payment on their UPI app.
- UPI QR - present a QR code to your shopper which they can scan to complete the payment using their UPI app.
- UPI Intent - redirect your shopper to their UPI app on their mobile device.
| Payment type | Payment flow | Countries | Currencies | Recurring | Refunds | Partial refunds | Separate captures | Partial captures | Chargebacks |
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| Direct debit | QR code, redirect or additional action | India | INR |  |
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