To process payments with UPI, you must comply with regulations in India, and have a local entity and a local integration in India. Reach out to your account manager or our Support Team for more information.
- The National Payments Corporation of India (NPCI) has announced a planned deprecation of the UPI Collect flow, effective December 31, 2025. NPCI is moving the ecosystem away from UPI Collect to address lower authorization rates and fraudulent transaction risks associated with this flow.
- Please note that it is currently unclear if the December 31 deadline represents a hard stop, where payments will fail immediately after this date, or if a transition period will be allowed.
- To ensure your shoppers can continue paying with UPI without interruption, you should evaluate migrating your integration to UPI Intent or UPI QR.
With UPI, shoppers can link their bank account to a mobile app, allowing them to make purchases via instant bank transfer. Shoppers can use one of a number of apps built by participating banks or third party partners. See the UPI website for the full list of supported UPI apps.
With UPI, you can give your shoppers different payment options:
- UPI Intent - redirect your shopper to their UPI app on their mobile device.
- UPI QR - present a QR code to your shopper which they can scan to complete the payment using their UPI app.
- UPI Collect - ask your shopper to enter their UPI virtual payment address (VPA) and complete the payment on their UPI app.
| Payment type | Payment flow | Countries | Currencies | Recurring | Refunds | Partial refunds | Multiple partial refunds | Separate captures | Partial captures | Multiple partial captures | Chargebacks |
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| Direct debit | await | IN | INR |
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How do you want to integrate?
Web
Use our pre-built UI solutions to add UPI to your website.
iOS
Use our pre-built UI solutions to add UPI to your iOS app.
Android
Use our pre-built UI solutions to add UPI your Android app.
React Native
Use our pre-built UI solutions to add UPI your cross-platform app.
Flutter
Use our pre-built UI solutions to add UPI your cross-platform app.
API only
Build your own UI for UPI in your website, iOS or Android app.
Pay by Link
Use Pay by Link to accept UPI payments.
In-person payments
Accept in-person UPI payments.