iDEAL for API-only

Accept iDEAL payments using our APIs, and build your own payment form to have full control over the look and feel of your checkout page.

Requirements

Build your payment form for iDEAL

To show iDEAL in your payment form, you need to:

1. Include iDEAL in the list of available payment methods.
   You do not need to collect any information from the shopper in your payment form.

2. In your /paymentMethods request, specify:

   • countryCode: NL
   • amount.currency: EUR
   • amount.value: The value of the payment.

3. Make a /payments request after the shopper clicks the pay button.

Make a payment

In your /payments request, specify:

• paymentMethod.type: ideal
• returnUrl: The URL where the shopper will be redirected back to after they complete the payment. This URL can have a maximum of 1024 characters.

In the /payments response, note the action object. This contains the information needed to redirect the shopper.

Handle the redirect

1. To complete the payment, redirect the shopper to the action.url returned in the /payments response, taking into account the following recommendations:

   • When using the HTTP GET method:
     For security reasons, when showing the redirect in the app, we recommend that you use SFSafariViewController for iOS or Chrome Custom Tabs for Android, instead of WebView objects. Also refer to the security best practices for WebView.

   • Redirection for mobile integrations:
     For mobile integrations, we strongly recommended that you redirect the shopper to the default browser of their device. Redirecting to the default browser ensures the best compatibility, handling of multi-factor authentication, app-to-app redirection, and error handling.

2. After the shopper is redirected back to your website, check the payment result by making a POST /payments/details request, specifying:

   • details: object that contains the URL-decoded redirectResult returned when the shopper was redirected back to your site.

3. In the response note the following:

   • resultCode: use this to present the result to your shopper.
   • pspReference: our unique identifier for the transaction.

Present the payment result

Use the  resultCode that you received in the /payments/details response to present the payment result to your shopper.

The resultCode values you can receive for iDEAL are:

If the shopper closed the browser and failed to return to your website, wait for webhooks to know the outcome of the payment:

Recurring payments

Adyen supports recurring payments for iDEAL through SEPA Direct Debit. To make recurring payments, you need to:

1. Create a shopper token.
2. Use the token to make future payments for the shopper.

1. Create a token

To create a token, include in your /payments request:

• amount: The transaction must have a minimum value of EUR 0.01.
• storePaymentMethod: true
• shopperReference: your unique identifier for the shopper (minimum length three characters). Do not include personally identifiable information (PII), such as name or email address.
• recurringProcessingModel: Subscription or UnscheduledCardOnFile

  From Checkout v70, recurringProcessingModel is a required parameter when creating or using a token.

When the payment is settled, you receive a RECURRING_CONTRACT webhook containing:

• eventCode: RECURRING_CONTRACT
• originalReference: The pspReference of the initial payment.
• pspReference: This is the token that you need to make recurring payments for this shopper.

2. Make a payment with a token

For each recurring payment for this shopper, make a SEPA payment to the /payments endpoint, specifying:

• paymentMethod.type: sepadirectdebit
• paymentMethod.storedPaymentMethodId: The pspReference from the RECURRING_CONTRACT webhook. You can also get this value using the /listRecurringDetails endpoint.
• shopperReference: The shopper ID you provided when you created the shopper token.
• shopperInteraction: ContAuth.

• recurringProcessingModel: Subscription or UnscheduledCardOnFile.

  From Checkout v70, recurringProcessingModel is a required parameter when creating or using a token.

For more information about the shopperInteraction and recurringProcessingModel fields, refer to Tokenization.

If the payment was successfully received, the response contains:

• resultCode: Received
• pspReference: a unique identifier for this transaction.

You can track whether the payment was successful using webhooks.

Store the shopper's preferred bank

iDEAL allows you to store the shopper's preferred bank. With stored bank details, the shopper is redirected from your checkout page to their bank without having to select it.

To store the shopper's preferred bank:

1. Configure your webhook to include bank account details:
   1. Navigate to your CA > Developers > Webhooks.
   2. Next to your webhook, click the three-dot menu and select Edit webhook.
   3. Under Additional settings > Bank, click the Include Bank Account Details checkbox.
   4. At the bottom of the page, click Save configuration.
2. When you receive the webhook with the Authorised iDEAL, store the Bank Identifier Code (BIC) field as the shopper's preferred bank.

Create a payment with the shopper's stored preferred bank

1. Present the stored bank to the shopper on your Checkout page.

2. In your /payments request, include paymentMethod.issuer, where the issuer value is the BIC of the stored bank.

3. Handle the redirect.

4. Present the payment result.

BICs for iDEAL partner banks

Test and go live

While using your iDeal 2.0 test account, you are always redirected to a test payment page where you can simulate different iDEAL result codes. On the payment page:

1. Click Select your bank to navigate to a list of issuers.
2. Select the TESTNL2A issuer.

3. Select the test simulation you want to run according to the following table:

   Test simulation	resultCode produced
   Success	Authorised
   Cancellation	Cancelled
   Cancellation before login	Cancelled
   Expiration	Pending or Received
   Failure	Refused

We recommend that you test each scenario before you go live.

Check the status of test payments in your Customer Area > Transactions > Payments.

Before you can accept live payments, you need to add iDEAL in your live Customer Area.

See also