If your business operates under specific travel-related Merchant Category Codes (MCCs), you can provide enhanced scheme data (ESD) to optimize your interchange rates. Car rental data consists of industry-specific details such as rental dates or rental agreements.
You get benefits for transactions, depending on the scheme:
- Visa: prevent downgrades to higher commercial standard rates.
- Mastercard: ensure that your transactions qualify for the interchange rates specific to your industry.
Requirements
In addition to the requirements that apply to sending ESD, take into account the following additional limitations for sending car rental data.
| Requirement | Description |
|---|---|
| Limitations |
|
MCCs for sending car rental data
You can send car rental data if you have one of the following MCCs:
| MCC | Description | Scheme |
|---|---|---|
| 3351-3500 | Automobile/vehicle rentals | Mastercard, Visa |
| 7512 | Automobile rental agency | Mastercard, Visa |
| 7513 | Truck and utility trailer rentals | Mastercard, Visa |
| 7519 | Motor home and recreational vehicle rentals | Mastercard |
How it works
In your payment or capture requests, include the car rental specific data fields. The recommended request depends on your capture setting.
- Automatic capture and Delayed automatic capture: in the /payments request, include car rental data in the additionalData.carRental object.
- Manual capture (Single partial capture and Multiple partial capture): in the /capture request, include car rental data in the additionalData.enhancedSchemeData.carRental object.
Send car rental data
Include airline data in the payment or capture request.
- For the /payments request: use the additionalData.carRental object
- For the /capture request: use the additionalData.enhancedSchemeData.carRental object.
Select the endpoint for the corresponding request example:
Test sending car rental data
Use the following test card to make test payments with car rental data:
| Card Number | Card Type | Expiry Date | CVV |
|---|---|---|---|
| 5555 5555 5555 4444 | Mastercard | 03/2030 | 737 |
| 4444 3333 2222 1111 | Visa | 03/2030 | 737 |
