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Online banking Finland for API only

Add Online banking Finland to your API-only integration.

You can add Online banking Finland to your existing integration. The following instructions show only what you must add to your integration specifically for Online banking Finland.

If an instruction on this page corresponds with a step in the main integration guide, it includes a link to corresponding step of the main integration guide.

Requirements

Requirement Description
Integration type Make sure that you have an existing API-only integration.
Redirect handling Make sure that your existing integration is set up to handle the redirect.
action.type: redirect.
Setup steps Before you begin, add Online banking Finland in your Customer Area.

How it works

  1. The shopper selects Online banking Finland as the payment method.
  2. The shopper enters their details in the payment form that you build.
  3. When you make the payment request, you include additional information about the items that the shopper intends to purchase.
  4. Your existing integration setup will handle the redirect.

Build your payment form

Include Online banking Finland in the list of available payment methods.

You do not need to collect any other information from the shopper in your payment form.

You can download the logo for Online banking Finland to use in your form.

Get Online banking Finland as an available payment method

When you make the /paymentMethods to get available payment methods, specify the following so that Online banking Finland is included in the response.

Parameter Values
countryCode FI
amount.currency EUR

Add additional parameters to your /payments request

When you make a payment, add the following parameters:

Parameter Required Description
shopperEmail -white_check_mark- The shopper's email address.

The response includes the action.type: redirect.

Handle the redirect

  1. To complete the payment, redirect the shopper to the action.url returned in the /payments response, taking into account the following recommendations:

    • When using the HTTP GET method:
      For security reasons, when showing the redirect in the app, we recommend that you use SFSafariViewController for iOS or Chrome Custom Tabs for Android, instead of WebView objects. Also refer to the security best practices for WebView.

    • Redirection for mobile integrations:
      For mobile integrations, we strongly recommended that you redirect the shopper to the default browser of their device. Redirecting to the default browser ensures the best compatibility, handling of multi-factor authentication, app-to-app redirection, and error handling.

  2. After the shopper is redirected back to your website, check the payment result by making a POST /payments/details request, specifying:

    • details: object that contains the URL-decoded redirectResult returned when the shopper was redirected back to your site.

  3. In the response note the following:

    • resultCode: use this to present the result to your shopper.
    • pspReference: our unique identifier for the transaction.

Present the payment result

Use the  resultCode that you received in the /payments/details response to present the payment result to your shopper.

The resultCode values you can receive for Online banking Finland are:

resultCode Description Action to take
Authorised The payment was successful. Inform the shopper that the payment has been successful.
You will receive the funds in 3 days.
Cancelled The shopper canceled the payment while they were on the Online banking Finland-hosted payment page. Ask the shopper whether they want to continue with the order, or ask them to select a different payment method.
Error There was an error when the payment was being processed. Inform the shopper that there was an error processing their payment. The response contains a refusalReason, indicating the cause of the error.
Pending or
Received		 The shopper has completed the payment but the final result is not yet known. Inform the shopper that you have received their order, and are waiting for the payment to be completed.
To know the final result of the payment, wait for the AUTHORISATION webhook.
Refused The payment was refused by the shopper's bank. Ask the shopper to try the payment again using a different payment method.

If the shopper failed to return to your website or app, wait for webhooks to know the outcome of the payment. The webhooks you can receive for Online banking Finland are:

eventCode success field Description Action to take
AUTHORISATION false The transaction failed. Cancel the order and inform the shopper that the payment failed.
AUTHORISATION true The shopper successfully completed the payment. Inform the shopper that the payment has been successful and proceed with the order.
OFFER_CLOSED true The shopper did not complete the payment. Cancel the order and inform the shopper that the payment timed out.

Test and go live

Before accepting live payments, test your integration using the test environment and sample data provided by Paytrail.

Testing multiple partial refunds is currently not available.

See also