Online banking Finland for API only

Add Online banking Finland payment methods to an existing API-only integration.

Accept Online banking Finland payments using our APIs, and build your own payment form to have full control over the look and feel of your checkout page.

Requirements

Requirement	Description
Integration type	Make sure that you have built an API-only integration.
Setup steps	Before you begin, add Online banking Finland in your test Customer Area.

Build your payment form for Online banking Finland

Include Online banking Finland in the list of available payment methods.

We provide logos for Online banking Finland which you can use on your payment form. For more information, refer to Downloading logos.

If you are using the /paymentMethods to show available payment methods to the shopper, specify the following:

countryCode: Any supported country/region. For example, FI.
amount.currency: Any supported currency. For example, .
amount.value: The value of the payment, in minor units.
channel: Specify Web, iOS, or Android.

The response contains paymentMethod.type: ebanking_FI.

Make a payment

From your server, make a /payments request, specifying:

paymentMethod.type: ebanking_FI
shopperEmail: The shopper's email address. This is where Online banking Finland will send the payment instructions.

In the  /payments response, note the `action` object. This contains the information needed to redirect the shopper.

<div data-component-wrapper="code-sample">
<code-sample
    :title="'/payments response'"
    :id="''"
    :code-data="[{&quot;language&quot;:&quot;json&quot;,&quot;tabTitle&quot;:&quot;&quot;,&quot;content&quot;:&quot;{\n   \&quot;resultCode\&quot;:\&quot;RedirectShopper\&quot;,\n   \&quot;action\&quot;:{\n      \&quot;paymentMethodType\&quot;:\&quot;ebanking_FI\&quot;,\n      \&quot;method\&quot;:\&quot;GET\&quot;,\n      \&quot;url\&quot;:\&quot;https:\/\/checkoutshopper-test.adyen.com\/checkoutshopper\/checkoutPaymentRedirect?redirectData=...\&quot;,\n      \&quot;type\&quot;:\&quot;redirect\&quot;\n   }\n}&quot;}]"
    :enable-copy-link-to-code-block="true"
    :code-sample-card-size="'fullsize'"
></code-sample>

Handle the redirect

To complete the payment, redirect the shopper to the action.url returned in the /payments response, taking into account the following recommendations:
- When using the HTTP GET method:
  For security reasons, when showing the redirect in the app, we recommend that you use SFSafariViewController for iOS or Chrome Custom Tabs for Android, instead of WebView objects. Also refer to the security best practices for WebView.
- Redirection for mobile integrations:
  For mobile integrations, we strongly recommended that you redirect the shopper to the default browser of their device. Redirecting to the default browser ensures the best compatibility, handling of multi-factor authentication, app-to-app redirection, and error handling.
After the shopper is redirected back to your website, check the payment result by making a POST /payments/details request, specifying:
- details: object that contains the URL-decoded redirectResult returned when the shopper was redirected back to your site.
In the response note the following:
- resultCode: use this to present the result to your shopper.
- pspReference: our unique identifier for the transaction.

Present the payment result

Use the resultCode that you received in the /payments/details response to present the payment result to your shopper.

The resultCode values you can receive for Online banking Finland are:

resultCode	Description	Action to take
Authorised	The payment was successful.	Inform the shopper that the payment has been successful. You will receive the funds in 3 days.
Cancelled	The shopper canceled the payment while they were on the Online banking Finland-hosted payment page.	Ask the shopper whether they want to continue with the order, or ask them to select a different payment method.
Error	There was an error when the payment was being processed.	Inform the shopper that there was an error processing their payment. The response contains a `refusalReason`, indicating the cause of the error.
Pending or Received	The shopper has completed the payment but the final result is not yet known.	Inform the shopper that you have received their order, and are waiting for the payment to be completed. To know the final result of the payment, wait for the AUTHORISATION webhook.
Refused	The payment was refused by the shopper's bank.	Ask the shopper to try the payment again using a different payment method.

If the shopper failed to return to your website or app, wait for webhooks to know the outcome of the payment. The webhooks you can receive for Online banking Finland are:

eventCode	success field	Description	Action to take
AUTHORISATION	false	The transaction failed.	Cancel the order and inform the shopper that the payment failed.
AUTHORISATION	true	The shopper successfully completed the payment.	Inform the shopper that the payment has been successful and proceed with the order.
OFFER_CLOSED	true	The shopper did not complete the payment.	Cancel the order and inform the shopper that the payment timed out.

Test and go live

Before accepting live payments, test your integration using the test environment and sample data provided by Paytrail.

Testing multiple partial refunds is currently not available.