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BACS Direct Debit

Learn how to accept BACS Direct Debit payments.

This is the icon for BACS.   This is the icon for direct debit in the UK  Read more

Learn about pricing and settlement services for BACS Direct Debit on adyen.com.

Bankers' Automated Clearing Services (BACS) Direct Debit is a widely used payment method in the United Kingdom. The scheme is owned by Bacs Payment Schemes Limited, which have very strict rules to protect shoppers. Shoppers are further protected by the Direct Debit Guarantee.

Both one-off and recurring payments are supported by BACS. Due to the risk of chargebacks, we don't recommend using BACS Direct Debit for one-off payments or the sale of physical goods.

When making a BACS Direct Debit payment, the shopper is redirected to an Adyen-hosted page to enter their payment details and complete the payment. Here they are also given the option to download a copy of the Direct Debit Instruction (DDI) or 'mandate'. Adyen submits the DDI and the payment to BACS for processing. Taking the BACS processing cycle into account, it can take four to six days before a payment is cleared and settled.

Instead of your company name, the shopper's bank statement will show Adyen Payments with Service User Id 298288 as the company name against the Direct Debit.

Payment type Payment flow Countries Currencies Recurring Refunds Partial refunds Chargebacks
Direct Debit Redirect GB GBP -white_check_mark- -white_check_mark- -white_check_mark- -white_check_mark-  

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